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August
7

Making the leap from renting a home to owning a home is a huge reward! The hard work and savings have finally paid off and you are now ready to work with a real estate agent on making your dream a reality. But, perhaps you're wondering what to expect when buying your first home. It's natural to feel a sense of stress when making a large investment, as there will be a shift in responsibility and life changes. However, don't let this scare you out of your dream! Owning a home is one of the best accomplishments you will experience in life. Check out this guide on going from a renter to a first time homeowner to fully embrace each step. 

Increase in Responsibility

The best part about owning a home is having the freedom to make the space unique to you. You can paint the walls, replace kitchen cabinets, plus take full advantage of the financial savings that come with buying a home over renting a home. These are intriguing benefits of buying a home, but it's important to remember the increase of responsibility that also accompanies homeownership. This means being financially able to make any unexpected repairs, such as a broken cooling or heating. 

Repairs, Renovations, and Updates

Chances are, when buying your first home the house will need minor repairs or updates. Many incorporate this within their budget when looking at homes on the market. Becoming a homeowner means repairing broken appliances or leaky faucets, as well as any additional expenses. When working with your trusted real estate agent during the home buying process, take time to assess damages or repairs that will need addressed both in the short term and long term. If you do come across a home emergency that needs addressed as soon as possible, reach out to neighbors in your community for referrals.

Miscellaneous Home Buying Expenses

Unfortunately, there's more to simply getting a mortgage and buying a home. There is the cost of the house, but other upfront and miscellaneous expenses that may catch you off guard. It's important to educate yourself on the hidden, unexpected costs of purchasing a home. Here are some extra expenses to consider:

 

  • Home inspections 
  • Home insurance
  • Closing costs (Lender fees, Appraisal, Title, Escrow fees, Interset)

 

  • Maintenance and repairs



Choice Properties understands your needs and desires when it comes to the home search. We are here to help you define what you want, seek the best property and move forward feeling educated and able to make good decisions throughout the process. You can trust us to help you navigate it with the best real estate agents working for you. Call us to get started on your dream home search today.

 

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