SIGN UP LOGIN
Www.facebook.com/ChoicePropertiesRealEstate/?fref=ts IconWww.twitter.com/choiceprop_re IconWww.pinterest.com/cprealestate IconWww.cprealestate.com/blog/ Icon

Articles Tagged "buying lakefront property"

Choice Properties Real Estate Home

Subscribe and receive email notifications of new blog posts.




rss logo RSS Feed
Bellefontaine | 19 Posts
Home Buyers | 68 Posts
Home Owners | 31 Posts
Home Sellers | 36 Posts
Indian Lake | 23 Posts
Lakefront Homes | 6 Posts
Living in Ohio | 11 Posts
Logan County | 7 Posts
Moving | 11 Posts
Real Estate | 10 Posts
local attractions | community life | life in Bellefontaine | home staging | presentation | house showing | inspections | real estate agents | house hunting | finding a home | recreation | home listings | seasons | winter | midwest | outdoors | homes in bellefontaine | bellefontaine school system | find homes in bellefontaine ohio | bellefontaine businesses | homes for sale in bellefontaine | History of Logan County | Life in Logan County | Logan County Indians | Local Culture | Residents of Logan County | Houses for Sale in Logan County | Logan County Lawncare | home presentation for sellers | Showing Your Home in Logan County | Logan County Hospitality | Logan County Attractions | Local Lodging | Summer | Central Ohio Attractions | Summer Festivities | Festivals and Events | Indian Lake Boating | Summer Sports | Homeowners | Home Utilities | Summer | moving | moving | smartphone apps | home mortgage | home financing | interest rates | home buying budget | home repairs | House Comps | Home Decorating | Local Wildlife | Home Gardens | Landscaping | Home Maintenance | Home Care | Organizing your Home | Selling Your Home | Family Bonding | House Cleaning | home improvements | house upgrades | kitchen remodel | bathrooms | outdoor patio landscaping | making an offer | looking for homes in logan county | home shopping in bellefontaine | dream home | window treatments | energy costs | energy bill | home insulation | energy efficiency | solar energy | home staging | home buyers | long distance sale | vacation home | investment properties | indianlakeproperty | indianlakeboatshow | indianlake | home remodeling | cleaning closets | home upkeep | indian lake living | garage | garage cleaning | garage storage | closing costs | house financing | closing on a home | retirement | retiring in ohio | retirement home | finding a home | living in ohio | ohio retirement | moving to a new neighborhood | relocating | moving | healthy living | central ohio neighborhoods | indian lake neighborhoods | home insurance | insurance policies | buying homeowners insurance | homeowners insurance | insuring your ohio home | indian lake home insurance | buy a home in indian lake | indian lake homes for sale | indian lake real estate | bellefontaine real estate | bellefontaine properties | when to buy | calculate your payments | buy a home in indian lake | indian lake ohio real estate | homes near indian lake | homes in bellefontaine | central ohio homes | northern ohio homes | renting your home | home rental | AirBnB | vacation home rental | indian lake vacation homes | vacation homes by the lake | sellers market | selling your home | indian lake homes | homes for sale | central ohio homes | home loans | home financing | qualifying for a home loan | finding a mortgage | home mortgages | mortgage lending | buying a home in bellefontaine | buying a home | home buyers | bellefontaine homes | buying lakefront property | vacation home on the lake | vacation homes | renting your home | find the perfect home | waterfront living | Seasonal | Home Maintenance | Home Protection | Home Care | Seasonal | Winterization | Winterize your Home | Home Care | Home Maintenance | Energy Costs | Retiring in Ohio | Retire in Ohio | Renting a Home | Pros and Cons | Buying a Home | Home Renovations | home repair | living in a home | homeowners | fixing up a house | Retirement | Vacation Home | Houses for Sales | Senior Living | real estate agent | real estate company | indian lake real estate | working with an agent | renting a home | buying a home | home buyers | home owners | cost of renting | cost of buying a home | indian lake home | buying a home | indian lake houses | real estate ohio | bellefontaine hosue | senior citizens | retirement property | buying a home | indian lake homes | indian lake properties | senior house | buying a home | closing on a house | closing sale | mortgages | logan county homes | feeling at home | buying a home | finding a home | home shopping | bedrooms | kid bedrooms | kids | family home | home renovations | winterizing | winterizing your home | home care | home maintenance | home protection | winter | Home Repairs | Home Maintenance | Fixing a Clogged Sink | Tips for Homeowners | Living Room | Using Space | Decorating | Furniture | Refinancing | Financing | Buying a Home | Saving Money | New home buyers | Escrow | Home buying process | ohio home buyers
January
27

 

When a home is near water, people usually look for certain features. They may like the serenity and peace or maybe they are looking for a vacation getaway property. Waterfront property is usually expensive due to high demand, but it may also cost more for flood insurance and upkeep, depending on the property. With a waterfront home, there is also a view people love. It is a good feeling to come home and show off the property to others and host gatherings. Find out more about why people flock to waterfront homes and how to buy the right home for your family. 

 

Lifestyle

There are a certain lifestyle people like by the water. People love to have access to water sports, jet skiing, and wake-boarding. Maybe they need equipment to do certain things. In some cases, a boat may cost half as much as the house or more, depending on the model. It is a good idea to look into rentals as well as purchase deals. There may be some ways to lower the costs of waterfront property to afford a lifestyle. For instance, if walking into town is not necessarily high on the list, maybe getting one further away is acceptable to have a better view of the water. Keep in mind lifestyle when looking at properties to find just the right one. 

 

Value

The value people get from their homes is not just in how much they love spending time there.  Oftentimes, there is monetary value in buying waterfront property. Resale values are higher for homes by the water because they tend to hold value while other homes decline. People who should want to move may be able to rent the property out or do other things with the property if they are not there year-round. This adds value but also brings in extra income for upkeep. 

 

Community

A community of people who live by water usually love being on and around the water itself. This might mean boating, skiing, and recreating. This makes for a great environment for children because they get to participate in water activities with friends and family. Parents may want their kids to grow up near water, including lakes and rivers. Waterfront homes tend to have low crime and be close to good schools. This depends on the home and where it is located.

 

Getting the most use out of a waterfront home is key for so many reasons. A good broker can help people navigate what they are looking for in a waterfront home and help them make the best decision possible for their family.



Families who go with Choice Properties are going with the best choice out there. The goal of buying property is often to find the dream home people have always wanted. With Choice Properties, we specialize in the Ohio market to find the right property for you. Call us if you are ready to move forward with your home search.

April
10

Family Activities to Do at Indian Lake

Indian Lake, perfectly situated in Logan, Ohio, is the ideal summer vacation spot for most families near the area. Indian Lake is home to a wide range of wildlife, with many inlets and bays along the 30 mile coast. It's no wonder families enjoy spending weekends here! The number of outdoor activities are bound to keep you busy, while making new summer memories with friends and family. If you are considering purchasing a waterfront home or interested in taking a weekend trip, here are some fun family activities to do in Indian Lake!

Go Boating on the Water

What's a lake trip without soaking up some rays on the boat?! Indian Lake offers various docking/loading options, and even waterfront homes with their own dock. If you don't have a boat, don't fret! Consider renting watercrafts for a day full of fun. Be sure to study the map for no-wake areas that are enforced by the State Park Water Patrol. Enjoy a relaxing day floating on the lake, or try out water skiing and tubing for a new adventure. Just don't forget to pack your sunscreen!

Hit the Trails

Start the day with a refreshing hike along the lake or a rejuvenating trail bike ride. While making your way through the woods, slow down and enjoy the peaceful pace of life here in Logan, Ohio. Explore three of the most common trails at Indian Lake:

 

  • Pew Island Trail: 1-mile scenic walking trail, encircling Pew Island with beautiful views of Indian Lake
  • Cherokee Trail: 3-mile easy walking trail, located just west of the State Park Campground
  • Lakeside Bike Path: 3-mile paved path available for walking and cycling, located on the west side of Indian Lake between Old Field Beach and Lakeview Harbor

 

Cool Off With a Swim

Pack up the family and head to one of Indian Lake's swimming areas for a splash in the water! There are two beaches that are available for swimming:

 

  • Old Field Beach: The largest of the two beaches, Old Field Beach is easily accessible off State Route 235 located on the west side of Indian Lake. Ample parking is available and also includes picnic shelters and restroom facilities. Don't miss the endless list of summer events that are held at this beach!
  • Fox Island Beach: Located just off Orchard Island Road, this beach also includes parking, restroom facilities, grills, and several shaded trees to relax under with a blanket.

 




Choice Properties offers you a chance to find the home of your dreams. We work with your budget and ideas in mind to support your ultimate vision. Call us if you are ready to check out the available inventory or to speak with a reputable agent who can assist you with your home buying needs.

September
18

Questions to Ask When Buying an Indian Lake House

Waterfront homes hold a beauty unlike any other naturally appealing to most buyers. Although waterfront homes easily grab the eye, not many people consider the responsibilities that come with purchasing a lake house. At Choice Properties, we want you to enjoy the fun experience Indian Lake has to offer which is why we firmly believe buyers should research more on waterfront properties. We have listed questions to ask when buying an Indian Lake home, allowing you to be fully prepared throughout this exciting process!

Can You Get a Loan?

The first question to ask is the probability of getting a mortgage loan for a waterfront home. Since it's a vacation home, mortgage loans are usually higher and may take longer than residential homes, so it's important to tackle this step early on. Discussing credit score and credit history with a loan provider allows you to set a budget for your Indian Lake Home. Once you obtain your loan, our expert agents will work beside you to show you the best homes in your price range.

What Do You Want in a Lake House?

Consider making a list of must-have items you crave in a lake house, as well as those you can live without will help narrow down your search. For example, how close to the water you want to be? Do you prefer a small, quaint cabin or a large house with a dock? Taking time to discuss the amount of space and bedrooms you will need helps weed out unrealistic homes. It's important to keep an open mind when touring potential homes as it may be challenging to find a complete list of must-haves in one space.

Have You Factored in Other Expenses?

The fun and memories made are definitely worth the cost, but don't forget to factor in other expenses as well. Waterfront properties often have a higher maintenance checklist than residential homes, including dock upkeep, rusting items and wearing out do to the proximity of water. These expenses can easily be avoided by taking care of possessions and tackling any issues at the first sign.

What Insurance Have You Researched?

Have you been researching insurance plans? Because waterfront homes are more susceptible to damage from natural disasters, such as flooding, insurance rates are typically more expensive. Keep insurance rates in mind as you calculate overall budget and expenses.

Does the Property Fulfill Your Lifestyle?

Perhaps the most important question to ask yourself is if the property fulfills your lifestyle needs. In the excitement that comes with buying a waterfront home, it can be easy to lose sight of why you want to live near the water in the first place. For example, a home on a lake beach may require you to travel to a nearby dock to store and use your boat. If you don't mind traveling a few miles to get to your boat, then a dock can be ruled out! Your happiness is the final factor in determining the lake house you desire.



Choice Properties understands your needs and desires when it comes to the home search. We are here to help you define what you want, seek the best property and move forward feeling educated and able to make good decisions throughout the process. You can trust us to help you navigate it with the best real estate agents working for you. Call us to get started on your dream home search today.

August
29

10 Waterfront Home Buying Tips from our Agents

From searching for the perfect location to getting pre-approved, purchasing a waterfront home can feel like an overwhelming process. At Choice Properties, our expert lake house agents understand the ins-and-outs of buying a waterfront home, eliminating the stress and worries that tag along. These 10 waterfront home buying tips from our agents will give you awareness on what to expect when purchasing a home by the water.

 

   1.Find a trusted real estate agent who is familiar with the waterfront area.

An average real estate agent will not have the detailed knowledge of waterfront properties in Ohio to help you find the best deal for your budget. Although you may think you found a great deal, it's important to make note of features and amenities the home lacks that makes it a great deal. Having a trusted real estate agent will ensure you are getting the most out of your budge.  

  1. Consider the property rather than the house structure.

Often times with waterfront properties, many buyers will fall in love with a house and not realize the mucky water or lack of privacy. Keeping an open mind and buying a property you love rather than a house you love will drastically change the outcome. It's important to remember a house can always be updated, but can not be relocated.

  1. Purchase a property that truly suits your lifestyle.

You may find a property you love, but it could be 30 minutes from the lake or your desired location. If you enjoy going on the boat or watching the sunset by the lake, that drive will change the amount of times you truly get to take advantage of those activities.

  1. Research loan options early.

Since most waterfront properties are more expensive than residential homes, loans often fall into the higher end of a mortgage payment with a lake house. Because of this, lenders only consider buyers who are extremely qualified knowing they can afford the second home. It's better to look into loan options early on in the process to prepare your house hunt.

  1. Make sure the home structure is able to withstand water.

Unlike average homes, waterfront properties are more exposed to harsh elements, meaning extra measures should be taken to protect the home. Taking the appropriate action to take care of the home will ensure years worth of use.

  1. Insurance can be more expensive and complicated.

Along with the loan options, getting home insurance for a lake home can be more expensive and take quite a while. Each state holds different regulations for the type of insurance needed, so being aware of these and deciding which insurance is best for you will relieve stress in the long run.

  1. Research potential projects you can do with the property.

If you are interested to making changes to your waterfront property, such as adding a deck or boat dock, we suggest starting these projects early to ensure the projects are doable. Also researching activities that are allowed on the lake will prepare you to what to expect, such as jet ski restrictions or other rules.

  1. Chat with local neighbors.

Stop by the local community and neighbors to see how they enjoy living in the space or if they have any issues. Discussing these will allow you to get insider-information, and they may even offer tips to landing the waterfront property of your dreams.

  1. Look into the expense of utilities.

Those who are looking to buy waterfront may not have considered the expense of utilities. Bringing services such as cable, wifi, clean water, septic systems, or electricity can be expensive and should be planned out in advance.

  1. Understand the responsibilities that come with being a waterfront homeowner.

Understanding the responsibilities of your property will come with a smooth transition and happy neighbors. If your waterfront property is part of an HOA, be sure you are familiar with the rules and agree to follow.



Choice Properties understands your needs and desires when it comes to the home search. We are here to help you define what you want, seek the best property and move forward feeling educated and able to make good decisions throughout the process. You can trust us to help you navigate it with the best real estate agents working for you. Call us to get started on your dream home search today.

August
15

Home Inspection Tips for Lakefront Property in Ohio

In every home purchase, whether you're family is settling into a residential home or buying a summer lake house, it is always recommended to get a house inspection. Having a full understanding of the home and the potential repairs will save you time and effort, allowing you to fully enjoy your new space! The experts at Choice Properties understand the fun that comes with purchasing a lake house, but we also understand the importance of safety by getting a home inspection. Stay tuned to learn these home inspection tips for lakefront property in Ohio!

Radon

Radon is regularly inspected for residential homes, but it is especially important to check for in your lakefront property. Radon is more commonly found around homes near Ohio Lakes, and is known to cause certain health issues. This invisible and odorless gas rises from the soil, making it an important note to have your home inspector perform a standard reading.

Seawalls

Seawalls are unique to buying an Ohio lake house, but without inspection can be costly and challenging to repair. Seawalls are vital when owning a lake house, as it prevents erosion of your shoreline. Seawalls can be made out various materials such as wood, concrete, or stone with each product holding a different life expectancy.

Boat Lifts

Boat lifts are a great perk that come with owning a waterfront home in Ohio. Similar to seawalls, boat lifts boat lifts will have different costs or challenges due to the variety of lifts. With most boat lifts come electrical wires near the water, meaning it is crucial your inspector checks the functionality of the lift as well as electric by the dock.

Decking

Many lake houses come with beautiful decking, some ranging from one relaxing deck to several stories. Ensuring these decks were built with safety measures in place allows you to peacefully enjoy the view without worry. Often times, lakefront property in Ohio will have decks built with composite boards or aluminum rather han lumber. Having your home inspector study the structure of the deck will give you an idea of life expectancy and maintenance, along with confirmed safety.

Well and Septic

Most residential homes are on city water and sewer systems, but most lakes in Ohio are too far from the beaten path to be hooked up to city water. This means Ohio lake homes will have a private well and septic. If not maintained properly, both of these items can be very expensive to fix. The septic should especially be inspected with precision due to the proximity of the lake.

Making the decision to purchase a lakefront property in Ohio is exciting, and should come with a stress-free experience! Don't let the eagerness keep you from ensuring safety in your new space, giving you years worth of memories to look forward to.





Choice Properties understands your needs and desires when it comes to the home search. We are here to help you define what you want, seek the best property and move forward feeling educated and able to make good decisions throughout the process. You can trust us to help you navigate it with the best real estate agents working for you. Call us to get started on your dream home search today.

March
7

Calculating the True Value of Waterfront Property in Ohio

Calculating the True Value of Waterfront Property in Ohio

Proximity to water is one of the largest influences on the value of a piece of property. Whether the property is located near a lake, river or ocean, buyers are willing to pay a lot more for it. A lot of people believe the value lies in the view, there's actually much more to justify the higher price.  

Desirability

Waterfront property tends to cost more because buyers place a value on this type of property. Look at it this way. If you'd pay $200,000 for a house with views of other houses and the street, what would you pay for the exact same house with a view of a serene lake, or of rushing rapids? Chances are you'd pay more, and that desirability factor is a big part of the higher price of waterfront property.

Scarcity

We all know that 70% of the Earth's surface is water. Even though water isn't scarce, waterfront land to build upon is. The basic principles of supply and demand dictate that prices go up for any desirable item for which there is a limited supply. The classic saying that the three secrets to real estate are "Location, Location, Location" holds true here. Being on the water is typically the best location available.

Development Cost

The value of waterfront property also lies in its development cost. Generally it is more expensive to develop. Builders might need to engage in special reinforcement to prevent erosion or avulsion of the land. Lake or riverfront properties may be located away from water, sewer and electric infrastructure, requiring developers to pay high connection charges or to build well or septic systems to provide basic utilities to the parcel. All of these additional costs get taken into account when the property is being priced for sale.

Size & Design

Other factors that can impact the price and value of waterfront property is its size and design. The property could be large to allow for a buffer between the house and the water in the event of flooding or erosion, or it could be common practice to build more expensive buildings adjacent to the water. Whatever the reason, people who can afford water views most likely are going to want a fancier home, so developers will put as much additional value as they can onto the waterfront lots so they can price the property higher.

If you have a prime waterfront location, it can significantly increase the value of your home. The question is only by how much. There is limited availability because there simply isn't enough waterfront land to build on. This makes the waterfront properties that do exist extremely valuable.

Nationally, waterfront homes can be worth more than double of the value of homes overall. The real estate website Zillow says that the most expensive waterfront homes are located in Hawaii, California, and along the coast of Long Island Sound. Nationwide, the premium for waterfront homes has increased year over year.



If you are interested in starting the search for your dream lake home, contact Choice Properties today!

February
7

Buying a Waterfront Home in Ohio

Do I Need a Realtor for Buying Waterfront Homes for Sale in Ohio?

It's easier than ever to search for homes online and follow market alerts for new inventory. You might have asked yourself the question, do I need a realtor? There are many benefits to using a realtor, such as Choice Properties, especially when it comes to navigating and buying waterfront homes for sale in Ohio. Market insights, local expertise and negotiation advice are just some of the advantages.

Market Knowledge

Buying a waterfront home isn't like buying homes in the city or country away from water. A good real estate agent will have spent hours touring waterfront homes for sale in Ohio, every week, which means they know what the actual value of the property is, and not just what its listed for. They will have market knowledge and in depth insights and are the best people to help you find the home that fits your budget.

Access To New Property

While it's true that you can find pretty much any home listed for sale online, you won't have the same access to listings that will be coming on the market in the near future. When you work with a realtor for the purpose of finding waterfront homes for sale in Ohio, you will benefit from their network of agents who work across the state, and keep each other updated on what's likely to arrive on to the market, thus multiplying your choices. This can be a major advantage, allowing you to get your bid in early.

Negotiating

Waterfront homes for sale in Ohio are in great demand and short supply. Any waterfront property is likely to have multiple offers. Many of these potential buyers however, will not have local realtors to help them. With the market knowledge they possess, not to mention intel on actual sales numbers locally, a realtor can help you determine how much to bid, so that you win the sale.

Hidden Details

Every property comes with some hidden details and flaws that you won't know anything about. It's easy to spot cracks in the foundation or a sagging roof, but how about the dozens of little details that a buyer wouldn't even think to look for? This is where a local realtor will be really useful, if you ever doubt that you need one. In fact, while you're asking, do I need a realtor, you might also ask yourself what you know about sump pumps and plumbing, water damage, wiring and electrical issues, zoning laws, etc. The answer is likely to be little to nothing.

Ultimately, the benefits of hiring a realtor, when you're looking at buying waterfront homes for sale in Ohio, can far outweigh any costs you end up paying them. Pay us a visit at Choice Properties. Let us show you why working with us will give you an advantage.


Buying a waterfront home in Ohio can feel like a stressful process. Contact Choice Properties to find out how our expert realtors can assist you in finding the right home.

January
10

Best Lake Houses for Sale in Ohio

Finding the Best Lake Houses for Sale in Ohio

 

Lake property sales are on the rise. Whether you had a lakefront cabin growing up, or have always dreamed of buying one, or are just looking for your next investment, you might want to consider lake houses for sale in Ohio. Start looking now, and you could have your own lake house by next summer. We have some great tips for you to begin your search.

Choosing The Right Lake

Before you go out and start viewing lake houses, ask yourself why you want to buy a waterfront property. How do you intend to use the lake on an ideal weekend? Are water activities in your plan? If so, you want a lake conducive to water skiing or wakeboarding. Or perhaps fishing is your choice of sport. These are the kinds of questions to ask yourself and have answers to, before starting your search. With lakeshore properties, somethings are static, while others can be modified. For example, you cannot change the elevation or the lakeshore quality that is nature made, but you can of course, modify the structure subject to zoning provisions.

Location, Location, Location

You'll find a lot of different locations for lake houses for sale in Ohio. As mentioned above, the first step is to figure out the kind of lakefront property you want, and then consider the best location for it. Do you need it to be a short drive away from where your primary residence is? Or are you ok to make a trip of it. Keep your starting point in mind when you begin your search, and also how often you want to go to your lakehouse. There are some great locations near bigger cities in Ohio that would fit the bill perfectly, such as Indian Lake and Lake Erie.

Learning The Rules

Owning lakefront property comes with its own set of responsibilities. Water is a precious natural resource, and it's important that if you own a lake side property that you take great care of the lake or river it is on. Most places will have building ordinances in place to protect the water and prevent homeowners from building too close to the shore. If you're not sure as to what the laws are, your Choice Property agent will be able to walk you through the guidelines.

Financing

So the time has come and you've found some perfect lake houses for sale in Ohio, and all you need to do is decide which one is the one for you. There's still the little matter of financing. Most people can't put down the entire asking price in cash. Connecting with a mortgage loan office early in the process is something we can highly recommend. In fact, we recommend finding out initially how big of a loan you qualify for, before starting to look for properties. There are many ways to raise a loan to buy a home, and working with a good mortgage loan officer will help you find the best loan option, making it possible for you to buy your lakefront property.

 

Choice Property Real-estate has award winning agents to help you find your dream home. Check us out! 

December
29

indian lake cottages for sale

Invest in Vacation Property with Our Beautiful Indian Lake Cottages for Sale

Indian Lake is a very popular vacation spot. People come from all over the country for its exceptional campground, boating and swimming facilities. If you've visited the area, then you've likely seen some Indian Lake cottages for sale. Now, we don't normally think of vacation properties as investment opportunities, but they can be one of the best investments to make. Indian Lake cottages for sale can definitely be an investment to think about.

Advantages of Indian Lake Cottages for Sale

Apart from the obvious benefits of having a permanent vacation destination in a beautiful rural setting like Indian Lake, owning a vacation property has other advantages for savvy investors.

Tangible Use

A vacation property is an asset that has practical uses. Of course you can rent it out, but you can also use it yourself at your convenience. It's not just sitting there, unused. Rental income is always welcome, and less disruptive in a second home.

Rise in Value

Looking at Indian Lake cottages for sale, you can be sure that they will rise in value over time. Especially when the market is in speculation mode, the value increase can be phenomenal.

Potential Retirement Home

Many buyers are buying second homes early in life, and not waiting for retirement. If this is your plan, then you'll know in good time whether the area is where you want to retire. And you'll be comfortable with the location, not to mention that you'll probably have paid off the mortgage by then too. There are many benefits to retiring in Indian Lake, especially in an Indian Lake cottage of your dreams.

Buyer's Market

Bad news for sellers but good news for you if you're considering Indian Lake cottages for sale. Vacation property prices have been depressed, so the timing couldn't be any better. If you've thought about investing in vacation property, now is the time to start looking.

Risks of Buying Vacation Property

Like with any property, buying a vacation property comes with its own set of risks. Typically, vacation homes have wider price swings. During real estate boom times, vacation homes can shoot up in price much faster than residential property, and conversely it can fall much faster too.

There are also income tax considerations. The IRS has specific rules regarding vacation properties. The number of days that you occupy a vacation property for personal use is what classifies it as a vacation home or an investment property. This makes a difference on whether you can deduct mortgage interest and real estate taxes on your income tax return, or whether you can deduct all expenses.

 

Buying a vacation property in an appealing spot like Indian Lake can be tempting. There are many great homes for sale here,
and you're bound to find one you love. Keep the risks in mind and you'll make a great investment.

Speak with a qualified Indian Lake Real Estate Agent today
to get a tour of the available Indian Lake Cottages for Sale that might interest you!

 

November
22

lake cabins for sale in Ohio

Sorting through the Lake Cabins for Sale in Ohio

Ohio has some truly beautiful lakes, both natural and man made, that people come from miles away to view and enjoy. One of the must-see lakeside areas is Indian Lake right here in beautiful Logan County. If you've ever dreamed of living by the water, there are plenty of lake cabins for sale in Ohio. There are a lot of benefits to living on waterfront property, from the never-ending vacation to the gorgeous view. Learn how you can find the best lake cabins for sale in Ohio and move into your dream home!

When you look at lake cabins for sale in Ohio, you will see how much privacy they afford you. And there's a ton of water activities that you can do like boating, kayaking and fishing. Lake cabins aren't easy to come by, and they are in short supply. So when you do find a few options, how do you sort through them?

It goes without saying that you should carefully and comprehensively inspect the lake front property that you're considering. Water is great to live next to, but not great if it gets into your home. An expert inspection can help you understand whether you might have water intruding into the basement, or mildew and mold issues due to high moisture levels in the air.

Lake cabins for sale in Ohio are great, but not all waterfront property is the same. As you tour the available lake cabins along the coastline of Indian Lake with one of our award-winning Ohio real estate agents, consider the kind of privacy and lakefront experience your family wants. Many lake cabins for sale around Indian Lake offer lake access and proximity to fishing and swimming areas. Consider the proximity of neighbors if you're concerned about privacy.

Waterfront property in Logan County doesn't stay on the market long so speak with one of our agents about getting notified when desirable new properties become available. This allows you to keep an eye on the market to get the best lake cabins and waterfront homes in the area before others scoop them up.

Finally, it is always a good idea to check insurance requirements. A waterfront property will likely have an increased risk of flood damage. Regular insurance doesn't cover flood, and you will have to buy it separately, and the cost could be prohibitive for some homeowners. Knowing the costs of extras up front will help you decide whether you really want the property to begin with. Let's be honest though, who wouldn't want to live along Indian Lake, especially during the summer months when so many people flock to the are for boating, fishing, and lakeside parties. 

For many home buyers, owning a house by the lake is a dream come true. It is achievable for you and your family with help from expert realtors in the Indian Lake area who know where to find the best lakeside cabins and homes. With some careful planning you will be able to find the right lake side property and get moved into your dream home!



Choice Properties Real Estate Agents know more about lake cabins for sale in Ohio than anyone in the region.

Call us today to find out what exciting new properties are available for you and your family!

November
1

Land for sale in Logan County Ohio

 

Land for Sale in Logan County Ohio

Logan County has a lot of natural resources and attractions, making it a perfect place for you to buy land. There are must see places like Indian Lake and downtown Bellefontaine, and plenty of culture and history. Now that you've decided you want to build your next home from the ground up, why not consider land for sale in Logan County, Ohio?

Before you get serious about laying down a foundation and starting to build your dream home, you should be aware that purchasing land comes with challenges, from zoning restrictions and easements to environmental regulations. Follow our tips, and you'll be looking at land for sale in Logan County, Ohio in no time. Here are some do's and don'ts of buying vacant land, to help you avoid buyer's remorse.

 

Work With A Land Pro

Working with a real estate agent who specializes in the sale of vacant land in Ohio is important and will help you navigate the finer details of the process. This is especially important if you've never bought land before and are unfamiliar with negotiations and performing due diligence. Choice Properties has a team of the best Ohio real estate agents and can help you navigate the process of buying land in Logan Country.

 

Choose The Right Builder

When you've found the perfect piece of land for sale in Logan County Ohio, you'll also have to find a home builder to craft your dream home. Choosing the right Ohio home builder is as important as choosing the right plot of land. Speak to different builders and ask for recommendations from others who have been through the process. Something to keep in mind here is that the land you buy may come with a particular builder already attached to it. If that isn't something you want, you may have to keep looking.

 

A Loan Is Unlikely

Usually a land purchase can't be leveraged with a lending institution the way a home purchase can be. There are loans available for land purchases, but generally they aren't more than 40 to 50 percent of the value, assuming you have a good relationship with the lender. So it is likely that you'll have to pay cash, if it's just land with no existing structures. Our agents can help you identify sources of funding if you're interested in buying land in Logan County.

 

Double Check The Property

Whether it's land for sale in Logan County, Ohio or anywhere else, you will absolutely have to conduct a site visit and walk the whole property.  You may have an idea of what you want your home layout to look like, but the property will dictate the reality of your options. Ensure that you know all the quirks of the property you want to buy and get a good sense of what the land has to offer.

 

Infrastructure, Utilities, and Limitations

There are sometimes hidden fees associated with buying land, depending on the parcel in question. You'll have to find out whether there's a fee for water and sewer connections, for example. Will you be able to get internet or cable access? And furthermore, what are the restrictions on the property? Will you be able to build your new home exactly the way you want to? All these are things you need to check before you commit to buying land in Ohio.


If you're looking for land for sale in Logan County, Ohio or anywhere else in this great region, contact the experienced agents at Choice Properties Real Estate today to find out how we can help you get the land you've been dreaming about!

April
12

Health Benefits of Ohio Lakefront Living

Ohio lakefront living is beneficial in so many ways. Relaxation and peace are not the only reasons being by water increases overall health. Ohio has many beautiful spots to choose from when selecting the optimal lakefront property. Learn more about why waterfront homes provide so much for people who enjoy the serenity of living by a lake.

 

Health Benefits of Ohio Lakefront Living

 

Improve Cognitive Functioning

People are likely to enter a quiet, meditative state when near water. Close proximity to water floods the brain with feel good hormones such as dopamine, serotonin and oxytocin. Because of this, people can enhance brain processing while slowing down to enjoy the peace being by water brings.

 

Fresh Air

Air quality near lakes is higher than inland air which makes it a healthy choice for individuals who want fresh, clean breezes blowing through their windows. After a day out on the lake or spending time near a lake, people tend to feel more refreshed and ready for the days ahead. Living that way every day is like being on permanent vacation.

 

Sounds of Silence

The soothing sounds of water coming up to shore or nature hovering nearby the water can be extremely relaxing. Nature and water have ways of calming down the senses from the overload of living with too much hustle and bustle. Spas use fountains with running water for this reason. Living near water will bottle this spa effect and bring it home to provide relaxation and a refuge from the outside world.

 

The "Blue Mind" Effect

Compelling research has shown that water tends to draw people in towards it, like a magnet. Much of a person's daily stress can be relieved by living closer to water. Green spaces in communities help reduce stress and water can provide the same effect.

 

Immunity

Immune systems function like a well-oiled machine. When stress is high, the machine may not run at optimal potential. As stress decreases, as it can do near water, a person will experience more positive health benefits inside the body including increased immunity. Lakefront living provides a healthier, more relaxed lifestyle in which to exist.

 

Lakefront living is a great opportunity to take advantage of all the health benefits it offers. Choice Properties provides the best selection of lakefront living at affordable price points and seeks to give you the best service through our top notch realtors.

Let us help you find the best lakefront Ohio property.

Give us a call today!

October
19

 A vacation home purchase can be a great place to spend time with family and friends or as an investment property. It is essential to do research to make sure one's money is invested in a property which will continue to give back for a long time to come.  If you're on the lookout for a great vacation lake home, here's our advice on how to find the perfect vacation home on the lake here in beautiful Ohio.

How to Find the Perfect Vacation Home on the Lake

Opportunities

Many opportunities exist to find the perfect vacation home on a lake. Buyers of new-construction vacation homes have many options in various price ranges. The opportunities for existing homes on the market exist, but price points may vary as will wear and tear on the property which can create more headaches than opportunities. It is worth doing some research up front on the kind of property desired prior to purchasing.

 

Multifamily Properties

Vacation home buyers may consider properties designed for families or people who will use the space part-time and want a higher-than-average return on investment when it is not in use. Multi-use properties are more ideal for individuals willing to rent space out than families who plan to reside in the space on a more full-time basis/

 

Plan to Rent

Plan for the possibility the home may become a rental property at some point. Circumstances change and the ability to save an investment might depend on converting vacation property to one that produces income. Look into rules which may prohibit rental of the property or prevent a person from renting it out.

 

Create a Business Plan

A vacation home that will be owner-occupied or for rent are different scenarios. Calculate expenses for the property and prepare for the unexpected. Colder-weather locations, such as Ohio, may require extra money for burst pipes or a leaky roof.

 

Purchase in a Desirable Market

Even if the plan is not to use the property for one's own vacations or to rent on a part-time basis, it is essential to visit on a regular basis, twice a year at minimum, to be sure the property is being well-maintained. Location matters for vacation homes. A property located 10 blocks from the lake may be less expensive but can decrease the resale price or ability to rent it out. Looking to stay in one which is closer to a lake, if desirable, can increase the home's desirability and value.

 

Insurance

Obtain insurance for a property near the lake. Flood insurance for waterfront property may make it an expensive investment but is worthwhile if done at a reasonable rate.

 

Some advance preparation, research and due diligence can help individuals find a profitable investment, a vacation home of one's dreams and is sure to bring joy to any person's family for years to come. Contact a qualified Choice Properties real estate agent with years of experience buying and selling in the Bellefontaine area to start looking at available properties and seeing what's available to make the dream a reality.

Login to My Homefinder

Login to My Homefinder