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Articles Tagged "looking for homes in logan county"

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August
10

Purchasing a second home can be a big step. Whether seeking a cabin in the woods, a getaway beach home or modern condo in the city, buying another property is a big decision. Here's how to know if now is the time to buy.

 

Affordability

Assessment of personal finances is critical in determining whether to purchase a second home. Beyond the cost of a second mortgage are other financial issues such as what interest is charged on a second mortgage. It may also depend if the home will be rented out as lenders consider rental properties a higher risk than those listed as primary residences. Other factors may include:

  • Insurance

  • Property taxes

  • Ongoing costs such as utilities (water, electric, gas, trash removal, etc)

  • Unexpected maintenance charges such as landscaping

  • Cost to hire a property manage to check on the property while away

 

Location

Having a property by the beach may sound great but it may not be a great investment. Some things to consider include:

  • Ability to visit the second home as often as desired

  • If not used as a rental, will home get used enough to make it worth the investment

  • Decide where is the ideal location before buying and whether it is affordable versus the time that will be spent using the property before purchase

 

Investigate

Chat with the insurance company to see what is next after finding the general area in which to buy a second home. Begin by speaking with the current insurer with whom a relationship is already established. A better rate may be available for multiple lines (existing home, cars, etc). Better rates may not necessarily be more inexpensive. If potential new property is prone to flooding, insurance rates may be higher. Homes with swimming pools also have higher rates as do pools with no fence or gate which may not have coverage available at all.

 

Find the Home

After all possible expenses are accounted for and a neighborhood is identified, contact a real estate agent to get started. Once settled, soak in the benefits of the new home. A vacation in the comfort of one's own home is a true luxury. When time is spent with family and friends in the new home, the cost savings will become apparent compared to vacation rentals. Privacy and no crowds (like in hotels) are another added bonus of having one's own property. Financial benefits may exist in the long term even if the property is not rented out. Tax benefits may help lessen the financial burden. A vacation home is a space to unwind, relax and enjoy time with loved ones. Soak it in and enjoy the new home.

 

Get more advice on the steps that you need to take to owning a second home.

Contact one of our agents today.

April
7

Ohio is currently seeing a boon in the real estate market for luxury lakefront homes. More people are interested in buying property than at any point since 2005. With this busy real estate market, it is a great time to consider the options when searching for luxury lakefront homes which suit the needs of the entire family.

 

Hot Market

Nationwide sales have been going steadily up since February, 2007. The spring buying season is approaching when homes go up on the market in time for summer and fall sales. Realtors are anticipating a stronger than ever buying season this year. Homebuyers are looking for more properties and, with many available on the current market, the demand is higher than ever. Steady job growth combined with an improving economy means more households are saving up for that perfect lakefront property.

 

Trends

The past several years have seen a downturn in the real estate market due to fluctuations in the job market and overall economy. When these two are weaker, people are less likely to look to make big purchases or moves. A recent look at trends in home purchases by the Ohio Association of Realtors demonstrates a swifter than average pace of families seeking their perfect home at an increase of around 14% over the year before. In the Ohio house market, strong sales and steady growth are leading to great deals on homes.

 

Buy Now

As with any market trends, when there are an influx of buyers for available properties, prices can rise. Now is the best time to consider buying lakefront property on the market, whether new or existing, before prices go up. Due to high demand, lakefront luxury homes don't generally last long as they are in higher demand than other properties in the area. It is currently a buyers market in that there are more buyers than sellers after years of a sluggish market. Mortgage rates are low with rises expected so now is a great time to get started on the search and begin putting together criteria for purchasing a home.


Luxury lakefront homes are in demand and the market is open for all buyers with fewer properties at low prices. Ohio is a hot market right now with a growing economy and improving employment statistics which make homebuyers more confident than ever that, without a doubt, buying a home right now is the right decision.

 

Get more advice on how to get the process started to get you that luxury dream home.

Contact one of our agents today.

 

March
23

Living on the water may seem like a luxury, but more people than ever before are finding affordable properties with a wide range of budgets. Whether shopping for a smaller property or luxury accommodation, there are vacation homes on the water for all people with some considerations to keep in mind when shopping for that special home.

 

Emotional value

People shop for a home with their hearts set on a certain lifestyle. There is tranquility and peace which comes from choosing waterfront property. Whether it is oceanside, lakefront or something in between, there is something serene about owning a vacation home on the water. Once a person lives by the water, it can be hard to give that up because of all the amenities included such as water sports, activities, opportunities to connect with neighbors and many other benefits.

 

Bang for the buck

Vacation homes on the water retain their worth longer than property away from water. Valuation depends on the location and type of waterfront property (lake, canal, ocean). There is only a limited amount of land on which to build homes by the water which make these locations more desirable and valued more highly. Costs may be higher to maintain a luxury vacation home due to environmental and insurance factors, which vary depending on location. Florida waterfront property will be quite different from a home purchased by a lake in the Midwest. There are deals to be had on vacation homes on the water, with the right research and diligence in searching for the perfect property.

 

Structure

A property's foundation is an important factor when looking at waterfront property. Due to the various elements (which vary based on region) a home's foundation can shift or change over time. There are also important elements of the property's land to look for since this is something which won't change including water quality, swimming and boating conditions and docking for boats, to name a few.

 

Experienced Realtor

An experienced real estate agent with knowledge of waterfront properties, values and the market can help negotiate the best deal. Ask questions about the neighborhood, amenities, quality of life, dining and entertainment options and what the area is like during the time you plan to vacation in the home. Work with a realtor who specializes in vacation homes on the water which can save time and money when looking for that luxury home everyone can enjoy for years to come.

Choice Properties has agents who specialize in waterfront properties. Call today at 937-842-2244 to discuss your needs and to help you find the right waterfront vacation home of your dreams.

 

Get more advice on finding the perfect summer vacation home.

Contact one of our agents today.

January
27

Find Incredible Properties All Over the Indian Lake Ohio Map

Indian Lake boasts 5,800 acres of lakes and 800 acres of parks featuring year-round recreation. Camping, boating, swimming, fishing, hiking and more are on offer including many unique restaurants and dining opportunities. Antique stores, marinas, golf courses and other amenities make this area the jewel of Ohio. Whatever a person is looking for, incredible properties exist all over the Indian Lake Ohio map.

 

Logan County

Logan County is located in western Ohio. Rich with natural beauty, it is also steeped in history as American Indians called Logan County home. What started with small villages throughout the county, areas began to grow such as Bellefontaine which became the county seat. Campbell's Hill is the highest point in Ohio with the first concrete street in America, built in 1891. Several natural caves dot the landscape including two open to the public: Ohio Caverns and Zane Caverns. Two castles are open for tours, owned by the Piatt family located in the Mad River Valley near West Liberty, Ohio.

 

Neighborhoods

 

Russells Point

Russells Point is situated with an amazing view of Indian Lake. Waterfront views are an enticing feature of living in this neighborhood. Along with local restaurants, bars and other amenities, properties in the area include waterfront locations with a boat dock as well as spectacular water views of the Indian Lake area. Many available properties take advantage of the lake view with beautiful windows overlooking the water and decks for entertaining guests. The neighborhood is friendly, inviting and caters to a wide range of people who enjoy the water.

 

Lakeview

Lakeview is one of the most spectacular areas to live within the Indian Lake Ohio region. Many homes boast waterfront and lake views as well as personal boat docks. Great schools, neighbors and amenities surround this neighborhood. Fishing and other water activities can be enjoyed from the vicinity of home. Sprawling properties with acreage are available as well as smaller homes. It all depends on the individual's needs and desires.

 

Finding the right property in the Indian Lake Ohio map is a challenge with so many beautiful locations from which to choose. From newer developments to rustic, historic villages the area boasts many opportunities to select a home with features that best fit an individual's budget and desires. The region is historically significant but also hosts many tourists and visitors who enhance economic development and build on the tradition of Indian Lake as a destination for all people. When searching for property in the Indian Lake area, the options are truly endless. Enjoy the waterfront dining options, golf courses, camping, hiking and biking or take a day out on the lake. The choice is yours to make when you choose Indian Lake as the place to reside and call home.

 

Get more advice on finding the best property for you.

Contact one of our agents today.

November
17

Maybe you stumbled on 'the one' with the first property you looked at, but it's more likely you've been at it for months, critiquing every detail until at long last, you found it. Your dream home. Landscaping to die for surrounding a home just right for you and yours. It has all the neighborhood amenities you wanted. The location is perfect. This is it!

Now what?

 

Here are some tips to remember when making your first offer to buy. 

First, there is no absolute wrong or right way to do this. Be realistic with your offer, however. Working with a good real estate agent can go a long way toward helping you do this. You don't want to offend anyone by offering fifty grand for a home valued at half a million. On the flipside, you don't want to pay more for a property than it's worth either. Knowledge is power.

Compare and evaluate any notes you've taken while attending open houses or private viewings. Narrow down what you liked about the schools and neighborhoods, the amenities to each home, et cetera. Your agent can then pull up comparable listings based on the features that appealed to you. With these numbers, you can establish a ballpark offer price.

Now would be a good time to give your lender a head's up. If it's been more than thirty days since you've touched base, or if your financial status has changed in any way, they may need updated information. Having a pre-approved mortgage loan ready to go allows you to act fast and lets sellers know that you're serious.

If you or your agent take a little extra time to research the listing history on the property in which you're interested, you may discover information to give you some negotiating room. Have there been price reductions? How quickly does the seller want to close? Are there any active bids on the house?

Depending on the answers to these questions and any others regarding closing terms, and the ballpark price you determined based on the current market, you'll be able to make an offer which is advantageous to both you and the seller, hopefully making it a win-win situation for all parties.

 

For more information on making an offer on your dream home, contact Choice Properties Real Estate to speak with one of our award-winning agents today!

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