The City of Bellefontaine in Ohio is the seat of Logan County. For centuries before settlers founded the town, it had been the home of many Native Americans tribes including the Miami and the Shawnee. Bellefontaine was officially laid out on March 20th 1820 and has been the quintessential Midwestern small town ever since. Some of the numerous benefits of living in the city of Bellefontaine are:
In the 1890s the city of Bellefontaine became a major railroad town, when the big four cities of Cleveland, Columbus, Cincinnati and St. Louis made it one of their main terminals. Bellefontaine hosted the largest roundhouse between New York and St. Louis during those days. Presently, it is the center of Honda's operations in the US and home to many Honda suppliers.
All over America small towns are prospering. Bellefontaine is no exception. There are charms to living in a small town, like knowing your neighbors and attending community events where a large portion of the town is present. It's got plenty of cute historical curiosities as well. For example, the city of Bellefontaine has the oldest concrete street in America, and the shortest street in the world at only 15 feet long. Living in a small town is like nothing else, and Bellefontaine personifies the experience.
Lower Unemployment Rate
The unemployment rate in Bellefontaine is 4.10% as compared to the national average of 5.20. Job growth is positive and jobs have increased by 2.56%.
Lower Cost Of Living
Compared to the rest of the country, Bellefontaine's cost of living is 18.50% lower than the national average. This makes buying a home in Bellefontaine and raising a family more affordable. You can enjoy more of life's extras when the cost of everything is lower.
Low Crime Rates
According to recent statistics, Bellefontaine is safer than 11% of the cities in the country. The violent crime numbers are very low, and fatal attacks are at 0%.
Speaking of homes, the median home cost in the city of Bellefontaine is $90,000, while to rent a house averages out to $700, both lower than the national average.
Bellefontaine public schools spend $18,316 per student. Compare this to the average school expenditure in the U.S., which is $12,383. The students per teacher ratio is 16.3.
Approximately 47% of the residents of the city of Bellefontaine have a high school diploma, while 22% have an associates degree. College graduates with Bachelors degrees are at 12% and some 6% have Masters degrees.
Places To Visit
The city has numerous places to visit nearby like Piatt Castles, which has been a popular destination for over 100 years. There's also the Mad River Mountain Ski Resort, and the Ohio Caverns, which are some of the country's most visited destinations. Whether you live down the street or across the country, you will find something special nestled in the beautiful countryside around the city of Bellefontaine.
The city of Bellefontaine is only about an hour away from Columbus and less than 3 hours away from Cleveland. So you have all the charms of small town living, with all the amenities of the big cities within reach.
If you're curious to explore the beautiful properties for sale in the City of Bellefontaine and beyond,
Consult with one of our award-winning real estate agents and let's get you and your family in a new home!
Bellefontaine, which means 'beautiful spring' in French, is one of America's hidden gems. The seat of Logan County Ohio, it is a great place for home buyers to find something special that's perfect for raising a family or vacationing in the summer. Houses in Bellefontaine Ohio come at appealing prices and the surrounding areas have a lot to offer for families that value close community and rural adventures. If you are considering buying a home in Bellefontaine, consult with one of our Logan County real estate agents and keep our home buying secrets in mind.
It's wise not to make any big purchases or move money around in the 3 to 6 months before you buy a new home. This way you don't affect your credit profile and lenders can see that you're a reliable prospect. Getting approved for a mortgage is a key part of the home buying process and timing is key with your credit score.
Not pre-qualified, pre-approved. There is a bit difference between the two. Anyone can be pre-qualified for a loan, but when you're pre-approved that means a lender has looked at all your financial information and told you the exact amount they will lend you. Not only does this make you look good to the seller, it also means you won't be looking at houses outside of your price range.
If you are not familiar with houses in Bellefontaine Ohio, then you should get the best home inspector available and follow him around when he inspects the property you're interested in. Asking questions and taking notes will allow you use the information you learn in negotiations later, and also give you an idea of what renovations the home will need after you take ownership.
These days it's easy to check out an entire marketplace online. There are websites that will show you what houses have sold for in the area you're looking at, so you're not going in blind. Once you know how long the home has been on the market, you will be able to make a competitive offer. Ask your real estate agent about the current market and what you can expect, as those professionals have their ear to the ground on latest trends and developments.
Houses in Bellefontaine, Ohio range from $40,000 to $300,000. That's a huge range to choose from. The secret is to get a house within your budget in the neighborhood of your choice. Even if the home isn't exactly what you wanted, you can improve on it, build on it, and make it your own over time. Neighborhoods rarely change. A smaller, less expensive house in a great neighborhood will always sell and will appreciate more in value.
Don't even try to time the market. It is practically impossible to anticipate the housing market. If you have found the perfect house and can afford it, that is the time to buy. However, do understand what the market is like at the time you're buying. Your Choice Properties real estate agent can help you understand the current state of the housing market in Bellefontaine.
When you make an opening bid, it should only be based on what you can afford and what you truly believe the property is worth at that time. A low bid rarely works, but a fair and reasonable one should get you through the door.
Many sellers are behind on their property taxes, and that is valuable information for you as a buyer. You can easily find that out at the county clerk's office for houses in Bellefontaine, Ohio. If someone is behind on taxes or has other liens of note, you can factor this into the purchase negotiations.
This may sound counter-intuitive, but finding a house that has great bones, such as plumbing, electricity, roof etc, and doesn't look so pretty on the inside or outside, is actually a better buy. Those are easy fixes to make to with paint and furniture. Replacing entire internal systems will cost you an arm and a leg.
Make sure you go to the neighborhood you'll be living in during different times of the day, so you can really get the lay of the land. Do your regular commute to work. Find out where the nearest grocery stores are located. A house in a good school district has greater value. It's important to spend time in the neighborhood that you'll be calling home to get a real sense of what life in that neighborhood is going to be like.
If you're looking to buy or sell houses in Bellefontaine Ohio,
contact the experts here at Choice Properties Real Estate to learn how you can find the best deals on homes in Logan County.
The city of Bellefontaine is located in Logan County, Ohio. Residents who seek Bellefontaine real estate will enjoy a growing micropolis with an estimated population of 13,322. Families seeking Bellefontaine homes will find a historically rich and diverse community with excellent schools and activities to enjoy year round.
Bellefontaine gained its name from the French words "beautiful spring." Several springs are purported to be dotted around the area which led to its name. Sometime around 1777, the Shawnee war chief Blue Jacket (Weyapiersenwah) built a settlement in Bellefontaine known as Blue Jacket's Town. They occupied a village along the Scioto River but once the American Revolutionary War reached Ohio, Blue Jacket and other American Indians relocated to be closer to British allies in Detroit. Settlers moved into the area from Virginia. Government granted tracts of land were given to war veterans as payment for service which planted seeds for what is now modern day Bellefontaine. Honda began manufacturing motorcycles in Marysville, Ohio in 1979 with expansion of operations to Bellefontaine. Honda is currently the largest employer.
Bellefontaine boasted the largest roundhouse between New York and St. Louis. Modern day rail travel has changed but the city still sits at a junction of lines going to Cleveland, Indianapolis and Dayton. Campbell Hill is the highest point in Bellefontaine. The Ohio Hi-Point Vocational Technical District opened a school on the hill in 1974 which was renamed to present day Ohio Hi-Point Career Center.
A recent United States census noted nearly 46,000 people living in the micropolitan area within Logan County, Ohio. Bellefontaine grew in population by 8.7 percent between 1990 and 2000 due in large part to economic growth and a booming real estate market which found more families seeking to own Bellefontaine real estate. McKinley Street holds distinction as the 'shortest street in America' at about 20 feet in length. Holland Theater is listed on the National Register of Historic Places with live events and performances making a comeback after a hiatus.
Bellefontaine City Schools currently operate three elementary, one intermediate school, one middle school and one high school. Combined, the enrollment is approximately 2,800 students. The Ohio Hi-Point Career Center is located at Campbell Hill offering both secondary and post-secondary educational options. Several colleges operate satellite campuses in the area including Ohio State University and Urbana University. Bellefontaine homes are built around the excellent school district with a strong tradition of academic and competitive athletic excellence including art and music programs. The school district ranks in the top 5% of schools in Ohio.
Bellefontaine homes and neighborhoods are the centerpiece of life in Bellefontaine. Enjoy activities such as hiking, camping, fishing, outdoor trails and the lake year round. Restaurants and many waterfront dining options are available to enjoy. When looking to buy a home, look no further than Bellefontaine real estate to meet the family's needs for excellence in education, entertainment and quality of life in this historic city.
For more information on speaking with our award winning real estates at Choice Properties, give us a call!
The Indian Lakes region is a beautiful, scenic place to buy a home. Bellefontaine has top rated schools, amazing community of people and has been growing in popularity for individuals and families looking for affordable homes. Learn some things to do before looking to buy a home in Bellefontaine.
No matter whether a person is a first-time buyer or experienced owner, a house purchase requires some checks before moving forward. The following is a great start.
Generally speaking, the higher a credit score, the more desirable it appears to potential lenders. Anything below 660 or 680 may result in paying fees or a higher down payment. To get the best rates available, stay above 700 but, ideally, a score at 750 or above will receive the best mortgage rates. Review credit reports prior to applying for a mortgage to assess credit worthiness and make any adjustments.
FHA financing accounts for one-fifth of loans which dictates a payment cannot exceed 31% of monthly income. A safe formula is to stay at or below 28% of gross monthly income. Calculate mortgage payments in the desired price range, along with expenses and bank the difference.
Depending on credit and financing, it generally helps to save enough for a down payment between 3% to 20% of the home's price. To receive an FHA loan, a credit score must be 580 or higher. Saving up now can result in lower, shorter payments and save money in the long run.
Loan fees can add up including closing costs. Building savings is something people can do to save up for anticipated costs. Save up anywhere from 3 to 5 months' worth of mortgage payments to demonstrate financial stability. Having money in the bank can demonstrate to the financer equity and are generally considered lower risk for mortgages.
Serious home buyers must focus on the most important thing which is getting everything in order. Prior to shopping, look at financing and get that in place. The preapproval process is much more extensive than it was a few years ago.
Bellefontaine is a beautiful area with lots of places to search for the perfect home. Do some research to find the right home that will keep the family happy for years to come. Whether it is a vacation property or permanent home, focus on finding the right home, in the right price range which is affordable and has most of the desired amenities. Step back, be certain the home is the right one and only move forward when it feels right.
Speaking with an experienced, qualified real estate agent can help guide a home search. A Choice Properties real estate agent can support individuals in the search for a property in Bellefontaine and surrounding areas.