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April
17

Buying a Home for Retirement

Buying a home after you have retired may feel like an overwhelming challenge. You may be asking: Should I stay in my current home? Should I downsize to a smaller house? Will moving into a new home fulfill my needs? Buying a home for retirement is a financial commitment, but comes with a return of investment and a list of benefits! Whether you are looking to downsize or simply desire a fresh start in a new home, here are some considerations to ask yourself along the way.

Location

The first step to buying a retirement home is choosing the area you wish to live. Real estate is all about location, meaning it is especially important to choose the correct spot to retire. Depending on the situation some of the factors that may influence your decision include proximity to friends and family, the yearly climate, and neighborhood preferences. Perhaps a community with sidewalks for evening strolls, or nearby parks for afternoon picnics will suit your needs.

Budget

Purchasing a home upon retirement depends on your budget, and how much you are willing to spend. Of course, choosing to apply for a mortgage is always an option although most include home buying into their retirement plan. If you are planning to purchase or build a retirement home, knowing how much you can realistically afford to spend will help set expectations.

Maintenance

It's well-known that the cost of owning a home is more than just the mortgage, taxes, and insurance. Factoring in the expense of maintenance and upkeep is also an important consideration when browsing for a retirement home, as most desire low-maintenance living. Whether you are seeking a home with ample yard space for a seasonal garden, or a neighborhood with homeowners association that tends snow removal and lawn care, the award winning agents at Choice Properties will help you meet your goals.



Choice Properties offers you a chance to find the home of your dreams. We work with your budget and ideas in mind to support your ultimate vision. Call us if you are ready to check out the available inventory or to speak with a reputable agent who can assist you with your home buying needs.

March
27

Should You Downsize Your Home?

It seems like yesterday you experienced the thrill of purchasing your first home, perhaps filling the space with loving pets or children. Making family memories in your home is something to cherish, but what happens when your youngest child makes the move to college? Should you downsize your home? A smaller home means less cleaning and minimal maintenance, freeing you of time and money for new activities. If you are considering moving into a smaller space, you're not alone!

How to Know When It's Time to Downsize

Choosing to live in less space often has to do with craving a simpler, low-maintenance lifestyle. Downsizing is a common trend for those who have retired and prefer less space. Not only are these homes easier to maintain, but can be found in walkable neighborhoods with easy access to amenities such as culture, restaurants and nightlife.

Questions to Ask Yourself Before Downsizing

    • What will I miss in my larger home? Asking yourself what you will miss in your current home will help set you up for a plan. Perhaps you need the extra storage space, but will a rental storage unit help when downsizing?

 

  • How much time will you save while cleaning and keeping up with yard work? One benefit of moving into a smaller home is less time spent on cleaning and yard work, which is something most people will find as a positive!
  • How much will it cost to get rid of items/furniture I no longer need? If you don't have a thorough plan for selling or giving away your things, and you do it in a rush (giving valuables away to places and people you don't truly care about), you may start to feel right away that you're losing money. Take time to plan about donating extra furniture or selling it to ease your mind.

 

Finding Your New Home

Downsizing is a great option for many families. Not only do they save time and money in the long run, but often feel comfortable with their choice of easy living. If you are ready to find your new, smaller home, contact the award winning agents at Choice Properties today!

 

 

Choice Properties understands your needs and desires when it comes to the home search. We are here to help you define what you want, seek the best property and move forward feeling educated and able to make good decisions throughout the process. You can trust us to help you navigate it with the best real estate agents working for you. Call us to get started on your dream home search today.

February
20

Benefits of Attending an Open House

With spring around the corner the housing market is about to be booming. Warmer weather brings the peak season of buying and selling a home. Browsing online listings is a great start and allows you to get an idea of what you're seeking in a home. However, browsing online only goes so far! Taking time to walk through houses and view details in person will help make your final decision easier. At Choice Properties, we update our open houses daily on our website. Your award-winning real estate agent will keep you updated on new homes within the area, ensuring your never miss an opportunity. Explore the benefits of attending an open house and start the journey of finding your dream home!

Stress Free Environment

Searching for a new home can feel overwhelming and stressful, especially to those new in the homebuying process. An open house gives buyers and opportunity to browse through the home in a stress free environment, allowing them to take their time with no pressure. Since no appointment is required for an open house, buyers are free to come-and-go as they please, taking things at their own pace.

Browse Neighborhoods

Open houses are a great way to browse various neighborhoods. Taking time to learn more about the neighborhood such as schools, volunteer work, local clubs and more will help you find your preferred atmosphere. Learning the types of homes and neighbors can help you develop a better understanding of what you want in a home.

Get Home Design Ideas

Another benefit of browsing an open house is to get inspired. Keep tabs on design trends and color palettes, and make note on potential layouts that catch the eye. This is a great time to see what you like and dislike in a home. Using this opportunity to explore different styles and layouts of homes prepares you for making a final decision on what you find appealing.



Choice Properties understands your needs and desires when it comes to the home search. We are here to help you define what you want, seek the best property and move forward feeling educated and able to make good decisions throughout the process. You can trust us to help you navigate it with the best real estate agents working for you. Call us to get started on your dream home search today.

September
5

An Overview of the Mortgage Loan Process

Through the various steps of purchasing a home, the getting qualified for a loan may feel the most overwhelming for first-time homebuyers. The expert agents at Choice Properties understand this and are here to guide you through, which is why we created an overview of the mortgage loan process. From getting an assessment to a loan officer pre-approving you, we want you to enjoy every moment of making your dream home a reality.

Pre-Approval

The first step to obtaining a mortgage loan is go through a meeting with your lender to discuss credit score and credit history with a third party, called a tri-merge credit report. This will give you an estimate of how much money you can borrow based on financial information, such as your employment and income. Mortgage pre-approvals show sellers that you are serious with a home purchase, making you stand out among other interested buyers.

Pre-Qualified

During your research for a mortgage loan you may find pre-approval and pre-qualified, but it's important to know the difference. A pre-qualification holds a lesser meaning and is a simple glance at a borrower's credit and capacity to repay a mortgage. This is usually completed by a loan officer asking the borrower simple questions regarding credit and there is no third party involved. Although this step is good to have with your lender, it usually does not influence a seller or real estate agent.

Final Approval

This is the most excited step of the mortgage loan process! Closing on a loan means the mortgage is official and final disbursements are made. During the final approval, documents are drawn where they are then sent to the title company where the closing takes place. You have a three day window to view the terms of the loan before officially signing. Once the documents have been signed, you are then ready for move into a new home!

 

 

Choice Properties understands your needs and desires when it comes to the home search. We are here to help you define what you want, seek the best property and move forward feeling educated and able to make good decisions throughout the process. You can trust us to help you navigate it with the best real estate agents working for you. Call us to get started on your dream home search today.

May
17

Things to Consider about Buying a Fixer Upper

Older homes hold true characteristic in both their interior and exterior, making them great for fixer uppers. Updating an older space allows you to treasure the unique statements, such as discovering hidden shiplap or restoring old hardwood floors and bring out the raw beauty within the home. Not only are historic homes beautiful for fixer uppers, but can also come with a cheaper price. Your Choice Properties real estate agent can help find your dream fixer upper within your price range and desired features. In the meantime, we have created a list of things to consider about buying a fixer upper, ensuring you are fully prepared for the flip.

Talk to an Inspector

When buying an older home, it's common of the home to come with both cosmetic and design updates. It's important to speak with an inspector to fully understand the condition and safety of the home, ranging from plumbing, electrical, to foundation. Having a complete understanding of the home's risks will prepare you for updates needed, allowing you to adjust your budget on the renovation.

Break Down Investments

Upon making a plan based on the inspectors findings, your next step should be to go through investments with your contractor. Sorting through different options for repairs while staying in budget gives you the chance to see where your money can go. Selecting a contractor that cares enough on your project will be patient as you decide your best options.

Ask Yourself How You Feel

When taking on the project of a fixer upper, it definitely comes with a commitment! The investment of time and money comes with patience needed. Several months are required during renovation, leaving you to be completely sure you are ready for this adventure. Don't be afraid to change your preferences in the middle of house hunting! Your Choice Properties real estate agent is here to offer patience as we help find the home of your dreams.

Fixer uppers can be great investments in the long run, but require a promised commitment. Ask yourself if you are truly ready for a big project and tackle it head on, creating the home of your dreams!



Choice Properties understands your needs and desires when it comes to the home search. We are here to help you define what you want, seek the best property and move forward feeling educated and able to make good decisions throughout the process. You can trust us to help you navigate it with the best real estate agents working for you. Call us to get started on your dream home search today.

August
10

Purchasing a second home can be a big step. Whether seeking a cabin in the woods, a getaway beach home or modern condo in the city, buying another property is a big decision. Here's how to know if now is the time to buy.

 

Affordability

Assessment of personal finances is critical in determining whether to purchase a second home. Beyond the cost of a second mortgage are other financial issues such as what interest is charged on a second mortgage. It may also depend if the home will be rented out as lenders consider rental properties a higher risk than those listed as primary residences. Other factors may include:

  • Insurance

  • Property taxes

  • Ongoing costs such as utilities (water, electric, gas, trash removal, etc)

  • Unexpected maintenance charges such as landscaping

  • Cost to hire a property manage to check on the property while away

 

Location

Having a property by the beach may sound great but it may not be a great investment. Some things to consider include:

  • Ability to visit the second home as often as desired

  • If not used as a rental, will home get used enough to make it worth the investment

  • Decide where is the ideal location before buying and whether it is affordable versus the time that will be spent using the property before purchase

 

Investigate

Chat with the insurance company to see what is next after finding the general area in which to buy a second home. Begin by speaking with the current insurer with whom a relationship is already established. A better rate may be available for multiple lines (existing home, cars, etc). Better rates may not necessarily be more inexpensive. If potential new property is prone to flooding, insurance rates may be higher. Homes with swimming pools also have higher rates as do pools with no fence or gate which may not have coverage available at all.

 

Find the Home

After all possible expenses are accounted for and a neighborhood is identified, contact a real estate agent to get started. Once settled, soak in the benefits of the new home. A vacation in the comfort of one's own home is a true luxury. When time is spent with family and friends in the new home, the cost savings will become apparent compared to vacation rentals. Privacy and no crowds (like in hotels) are another added bonus of having one's own property. Financial benefits may exist in the long term even if the property is not rented out. Tax benefits may help lessen the financial burden. A vacation home is a space to unwind, relax and enjoy time with loved ones. Soak it in and enjoy the new home.

 

Get more advice on the steps that you need to take to owning a second home.

Contact one of our agents today.

August
2

Whether a first-time buyer or one with experience, inventory is slim but lots of competition exists which can lead to a frustrating seller's market. Quick, easy sales are best for buyers. Sellers and buyers can benefit from some of the following tips for maximizing home selling and buying and the current competitive market.

 

Sellers and Buyers

The following tips will help any person selling a home or purchasing know what to look for when stepping into the current market.

 

Seller: Prepare, inspect, disclose and plan ahead. The market is less forgiving if a person makes a mistake. A home which goes 'back on the market' may mean less money in an eventual sale. Holding onto the first buyer is critical. Put issues out front for potential buyer. Be prepared to disclose any issues such as a leaking roof or other defects that may kill the deal before it is sealed.

 

Buyer: Be ready to move. Buyers are aggressive, motivated and ready to go. To compete with the market, be serious about becoming a homeowner. When a desirable listing pops up, make time to go see the property as it may not be available for long. With a seriously motivated seller, the buyer make work with the seller and take it off the market which leads to disappointment for other potential buyers who missed the boat.

 

Seller: Have a strategy. Don't move too quickly on an offer if others may come in. Work with a reputable agent who knows going in what to expect from the market (and prospective buyers). It may work to wait a week to 10 days, have more showings then review offers. It may also work to act on the offers that come in. The wrong approach may result in missing a better offer to come or lose momentum of the current (motivated) buyer.

 

Buyer: Win some, lose some. A few houses will go by the wayside before the right one comes along. Go with the flow to avoid frustration. Missing out can be a motivating factor to up the ante next time.

 

Seller: Know the competition. A smart seller will hit open houses well before homes hit the market. Pricing is key in a competitive market, especially with today's herd mentality. When someone wants a home, it must be desirable and have value to other people. Well-priced homes that show well grab immediate attention of buyers and sell faster (often for more money).

Preparation

Real estate is not a cheap investment and the process can be stressful. Sellers and buyers need to be on top of the game to find success. Sellers have the advantage to plan in advance of going on the market. Buyers must be reactive and prepared to move on a dime. It may feel like a wild ride, but the home of one's dreams is worth fighting for in a hot market.

 

Get more advice on the tips to this year's seller's market.

Contact one of our agents today.

 

July
28

A homeowner who desires a property to stand out from the competition must view everything as a business transaction. Emotional attachment to a home can impact potential buyers and make it difficult to detach from the property. Sellers who transition away from emotional connection into investment mode reap more financial rewards. Learn what potential buyers are looking for and how to make an existing property for sale more marketable.

 

Wish Lists

Homes sell quickly that have desirable features on a buyer's wish list. Retailers work to understand this market and corner it for profit. The same goes for selling a home. Mentioning the top features in a listing description can net a premium in how fast the home sells and the final sale price. Features such as 'barn doors' or 'subway tiles' can net as much as 13 percent more than expected and nearly 60 days faster than homes without the features. Carefully worded listings have an impact on a person's impression of a property.

 

Some of the following features are on the top of buyers wish lists in the current market:

  • Barn doors: homes with this description net 13.4 percent more than expected. Rustic sliding doors can be found in craftsman-style homes, in bedroom closets or kitchen pantries.

  • Shaker cabinets: homes featuring this item sold for 9.6 percent above expected value and 45 days faster

  • Farmhouse sink: homes with the trendy but functional kitchen sink net a nearly 8 percent sales premium

  • Subway tile: the added aesthetic and design feature of subway tiles catch a buyer's eye and sell for nearly 7 percent more than expected and 63 days faster.

  • Quartz: typically found on kitchen or bathroom counters, listings with the word 'quartz' sold for a 6 percent sales premium while homes with 'granite' only saw a 4 percent sales price boost.

 

Buyers in today's market prefer turnkey homes to renovations, updates and bells and whistles. The more features to entice a potential buyer, the better.

 

Big Rooms

Two of the biggest spaces in a home that have potential to sell a property are the kitchen and bathrooms. If a kitchen or bathroom is outdated, modest upgrades can really add value to the home and overall appeal to potential buyers. Splash some white paint on the cabinets, freshen the look, buy some stone countertops and replace old faucets with shiny, new ones.

 

Buyers Market

Certain features help sell a home more quickly. Even with time at a premium, it is beneficial to hire contractors to come in and do some minor upgrades to help sell a property with features from a buyer's wish list. Subway tiles in the kitchen or bathroom, barn doors and craftsman features have a proven track record of selling homes faster. Play up the features to help sell property in today's market.

 

Get more advice on how to create a home that attracts buyers.

Contact one of our agents today.

July
11

Moving houses can be one of the most stressful endeavors any person experiences. Problems may occur at any stage in the process, particularly when relocating personal items. Find out what some of the common moving problems can be and how to avoid being a victim.

 

Bad Movers

Many horror stories surround poor companies or personal movers who promise but do not deliver. Some of the common problems include:

  • Late movers or no-shows. Once an agreed-upon time comes and goes with no sign of a moving van, this can signal trouble. Stress and wasted time can make the process more difficult.

  • Careless or inexperienced movers. When movers arrive late, with a smaller than requested moving truck or lack proper knowledge and equipment for the job, relocation can quickly turn into a nightmare. Amateur movers may ruin property in the moving process.

  • Scam artists. Worst case scenario, an individual falls victim to a moving scam whereby movers request money for extra services and hold items hostage until the fee is paid. Some may steal expensive belongings and discard the rest.

 

Careful research and a thoughtful hiring process can make sure people deal with licensed, experienced professionals who can be trusted. Insurance for belongings can bring peace of mind to the process and save aggravation down the road.

 

Traffic

Traffic and road accidents can make a move more difficult. For instance:

  • Traffic jams: a moving truck is delayed, postponing the relocation goals until the next day or some days down the road.

  • Traffic accidents: a moving truck has to wait until damaged vehicles are removed and normal traffic is restored prior to moving on after a road accident. All possessions may be lost or in bad condition if something happens to the truck.

  • Breakdown: a moving truck may need to wait for help if the truck breaks down on the way to pick up belongings. In another scenario, items are damaged in transit.

 

Not much can be done to prevent accidents or breakdowns but selecting a moving company with experienced drivers with a positive reputation is a good place to start.

 

Get Organized

Many problems can be avoided when moving house if relocation plans are meticulous and done in advance. Some of the following ordeals may ensue, otherwise:

  • Packing more than movers agreed to relocate including items which won't fit in the truck, mislabeled boxes or not being ready when movers arrive.

  • Large furniture which does not fit in the doors may force items to be left behind or request additional services to move.

  • If utilities aren't transferred, electricity, gas and water will not be ready move-in day. License and registration needs to be updated or fines accrue. Documents can cause wasted time and money.

  • Booking movers last minute will surely cost more than booking in advance. Set a realistic moving budget, pack items after sorting and stick to the plan.

  • Avoid injuries and accidents by practicing safety first.

 

Get more advice on how to make sure you avoid these moving nightmares.

Contact one of our agents today.

June
23

A home which provides eco-friendly features can sell well in today's market. Geothermal systems, solar panels, Energy Star-rated appliances and LEED certification go far when selling a home. Home builders and sellers of upgraded homes that provide 'green' features spend a fair amount but whether a prospective buyer cares about it depends on many factors. Learn what the factors are and how to position a home with 'green' features for the marketplace.

 

Feature, Fixture or Finish

Prospective homeowners look for features to touch, feel and show off to friends and family. Spa-like bath, media room or a chef's kitchen all have buying power. A buyer may not necessarily pay extra when it comes to home improvements that cannot be seen (such as the roof, boiler or new plumbing). Green features fall somewhere in the middle. A buyer may pay extra for 'cool features' such as an energy-saving thermostat which can be controlled from a mobile phone but will not necessarily pay extra for reclaimed hardwood and unique air filtration systems.

 

Savings

A consumer will not spend a huge chunk of money on a home but if a green home means savings, short term or down the road, buyers usually listen. Resale value such as a high-tech thermostat or remodeled kitchen can present a great scenario for buyers who receive value from the feature while also having built-in equity.

 

Green vs. No Green

Most buyers will make a cost-benefit analysis with new constructions. With extra cost must come extra value to the consumer in the form of an immediate tax credit or other benefit to make the purchase worthwhile. The cost of a new system which provides such benefits and requires zero out of pocket cost has great curb appeal. A buyer is able to realize savings in lower energy bills and savings over the long term but not everyone wants to pay for green features, regardless of savings. Overall, buyers who plan to be in the home a shorter time have less to benefit from the cost savings than those who plan to stay long term. A future buyer likely will not pay extra, especially in a down market.

 

Growing Market

Some new buyers are concerned for the environment and want to give back, financial features of a home notwithstanding. Whether or not the features are cool is not significant as an environmentally friendly focused buyer will pay extra anyways.


Green features are becoming a mainstay in the housing market. Today's consumer likes to see some of the features when shopping to consider environmental impact alongside cost savings. This, weighed against particular real estate decisions, can ultimately add up with personal considerations such as location, floor plan, number of bedrooms and, of course, green features. All of the above add up to choices worth prioritizing when searching the market for that perfect home.

 

Get more advice on ways you can get started on creating an Eco-Friendly home.

Contact one of our agents today.

April
7

Ohio is currently seeing a boon in the real estate market for luxury lakefront homes. More people are interested in buying property than at any point since 2005. With this busy real estate market, it is a great time to consider the options when searching for luxury lakefront homes which suit the needs of the entire family.

 

Hot Market

Nationwide sales have been going steadily up since February, 2007. The spring buying season is approaching when homes go up on the market in time for summer and fall sales. Realtors are anticipating a stronger than ever buying season this year. Homebuyers are looking for more properties and, with many available on the current market, the demand is higher than ever. Steady job growth combined with an improving economy means more households are saving up for that perfect lakefront property.

 

Trends

The past several years have seen a downturn in the real estate market due to fluctuations in the job market and overall economy. When these two are weaker, people are less likely to look to make big purchases or moves. A recent look at trends in home purchases by the Ohio Association of Realtors demonstrates a swifter than average pace of families seeking their perfect home at an increase of around 14% over the year before. In the Ohio house market, strong sales and steady growth are leading to great deals on homes.

 

Buy Now

As with any market trends, when there are an influx of buyers for available properties, prices can rise. Now is the best time to consider buying lakefront property on the market, whether new or existing, before prices go up. Due to high demand, lakefront luxury homes don't generally last long as they are in higher demand than other properties in the area. It is currently a buyers market in that there are more buyers than sellers after years of a sluggish market. Mortgage rates are low with rises expected so now is a great time to get started on the search and begin putting together criteria for purchasing a home.


Luxury lakefront homes are in demand and the market is open for all buyers with fewer properties at low prices. Ohio is a hot market right now with a growing economy and improving employment statistics which make homebuyers more confident than ever that, without a doubt, buying a home right now is the right decision.

 

Get more advice on how to get the process started to get you that luxury dream home.

Contact one of our agents today.

 

March
30

Finding the perfect home can take some time but the market is growing and sale prices are still low. Doing research is key prior to  finding Indian Lake Ohio homes for sale which suit the family's needs. Follow these tips to find a home that's a good fit.

 

Take the Long View

Search for a home that will be in the family at least five to seven years (ideally). Time, effort and expense are considerations when moving including closing costs. Staying in a home longer helps avoid added expense and stress. The extra time put into the home, as well as any work completed within the home, can help add value long term and avoid any downturns in the real estate market.

 

Growth

Family's needs change over time whether it's additions (babies, returning older children). Seek out properties with potential for growth and provide room for expansion. Houses for sale in Indian Lake, Ohio are a perfect example of properties which offer lots of room to grow at an affordable price.

 

Flexibility

Homes with lots of options usually suit a family's needs better than ones which are less flexible. A home that is functional for years to come with an open floor plan style can be adapted to changes while a kitchen with a view of a living area is great for keeping an eye on young kids as well as entertaining family and friends.

 

Find a Suitable Type

To find the perfect home requires knowing what best suits one's personal style. Homes are not one size fits all. There are many styles including condos, houses, townhomes. A person who does not want the responsibility of upkeep for a home may want a townhome versus a single family residential house. Likewise, a family who would like a vacation style home in a resort community with amenities may prefer to search for houses for sale in Indian Lake, Ohio which has many great features of a small community with access to waterfront dining, activities year round and plenty of suitable properties for families of shapes and sizes.

 

Location

A home's location is one of the most important aspects of buying real estate. Families who desire a quiet neighborhood in which to raise kids may not be looking for homes near a busy street or in the middle of an urban city environment. While that may suit a single person or couple, once children arrive, many families seek the peace, tranquility and safety of a suburban neighborhood which offers community, friendly neighbors and access to great schools while still being near to an entertainment district and work. A home's location with a spectacular view also attracts friends and family to come visit which is many families choose houses for sale on a lake or by water.


Choice Properties has agents ready to help you find the perfect home by the lake.                                                                  Contact us today at 937-842-2244 to set up an appointment!

 

Get more advice on finding the perfect Indian Lake home for your budget.

Contact one of our agents today.

March
15

Retirement is a time to kick back, relax and enjoy life. What better way to enjoy this time of life than to retire on the water. Many people choose to retire near water for the serenity, peace and quiet of a lifestyle which moves at a slower pace and is more low key. The natural beauty of water is that it affords many opportunities to do activities like boating, skiing, fishing, beaches and more.

Paradise

There are fewer things more enjoyable than sitting on a deck listening to the water as it gently rolls into shore. Water is not only pleasing to the ear but the eyes as well. Birds and other wildlife flock to water for its natural resources which also provide hours of beauty in nature to enjoy. Taking advantage of opportunities to be in nature is one of the great features which compel people to retire on the water.

 

View

People who look to retire on the water do so for the amazing views of the water. Whether it is an ocean or a lake, waterfront homes provide an endless array of beautiful scenery to take in from the comfort of one's own home. There are also opportunities to walk on the beach, through a nearby park or take a stroll and find new vistas which can't be seen from one's own porch. A great water view is also relaxing which is a great reason to retire on the water.

 

Family

Nothing is better than being able to entertain family and loved ones in a home by the water. Some people prefer the company of only a handful of people when retired or, because they are quite busy in retirement, enjoy lots of people coming in and out of a home and sharing the beautiful views. When searching for waterfront retirement homes, notice what type of home, what size and location speak to you. Seek out properties which allow for space to do activities with loved ones but also provide a respite from the busyness of life.

 

Amenities

A person who looks to retire on the water has many options from which to choose. Living in an area where it is quiet can be peaceful but having access to entertainment, waterfront dining, boating and additional opportunities can also be exciting. Some want to live in the midst of the action and others choose a home on a quieter plot of land away from people. Fishing, kayaking, sailing and swimming are just some of the activities available to people who own property by the water.

It is easy to work with Choice Properties real estate agents to find the perfect retirement home on the water.                                 Call us today at 937-842-2244 for more information and to get started on your home search.

 

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March
10

One of the reasons people search for investment property in Ohio is to gain financial freedom. Financial independence is possible with an investment property if a person knows how to go about finding the right home and the ins and outs of putting money into an additional place. There are many benefits to purchasing such an investment in Ohio, especially Indian Lake, as prices are low and demand is going up for homes by the water. To increase cash flow, an investment property can be leased or rented out and eventually sold for profit. The appeal of injecting cash into a property which can build equity and profit later is possible. Follow these steps to   get started.

 

Establish a Limited Liability Corporation (LLC)

An LLC is a private limited company which is a designated business structure. This is ideal for smaller businesses because it limits and shield's an entrepreneur's personal liability risk by the enterprise's liabilities. Any individual who uses an LLC does so to protect their rights as business owner against legal issues.

 

Find a Good, Reputable Real Estate Agent

A good real estate agent can find out immediately if a property will be a worthwhile investment. They will know the area and market values to help make the best choice. When a property is selected, cash will need to be available on hand for a 20% deposit. A good lender is key to help process the loans in a timely fashion. Choice Properties has excellent trained, qualified real estate agents available to help in the selection of an investment property in Indian Lake, Ohio and beyond.

 

Property Rehab

Homes are prone to wear and tear and investment properties are no exception. As years go by, a property will need upkeep as it may not be well taken care of by tenants. Damage is an inevitable part of owning a home so keeping a fund available for leaky roofs, new heating units and more is a consideration.

 

Contracts

Be selective when choosing renters for a property. Rent arrangements need to be covered in a contract. Failure to outline this in a written agreement may result in difficulties later if the need to evict a tenant arises or if other issues come up.

 

Patience

Patience is important when searching for investment property in Ohio. Indian Lake is an area with lots to offer but it will take time to locate the best property. It is time consuming to search for contractors and good renters. Taking time now will save a headache later so be patient, take time and do it right from the start.

 

Business First

Do not let renters get away with anything. After all, an investment is part of one's financial portfolio which can affect the quality of life. It is better to kick out a poor tenant for non payment or other issues than let the issue linger and risk losing money.

 

Choice Properties has agents ready to speak with you about investment properties in Indian Lake, Ohio.                                      Don't wait, call today at 937-842-2244 to discuss the options and get started!

 

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February
9

So You're Looking for Cheap Waterfront Property

Waterfront investment properties require special consideration to ensure the property will suit the lifestyle and provide activities everyone can enjoy. Start with these tips when looking to purchase cheap waterfront property.

 

Determine Your Needs

When potential homeowners research waterfront investment properties, the first step is to discern how the property will be used. From this point, a realtor can help figure out which area best suits these needs and desires to focus in on specific properties. Some strategies to get started include:

 

  • Learn about real estate. Get books, take a class or two and do research. Ask lots of questions, talk to friends, family and other relatives to learn as much as possible about investing in waterfront property.

  • Commit to the process. It takes time to research, find and purchase that perfect property. Some will fall through or not be a good match but know what to look for and what needs exist to know the right property when it comes available.

  • Have a strategy. Focus on achievable goals and know what the property is intended for. If it will be a rental for part of the year and vacation home for the rest, this may determine which property is ultimately selected.

 

Frequency of Use

When searching for cheap waterfront property, it is important to look at the activities available, nearby hospitals for any medical needs which should arise, proximity to an airport if frequent travel is important and finding the best property to suit the family's needs and budget. Knowing how often the property will be used can determine suitable options.

 

The Search

Location is key when searching for waterfront investment properties. After determining best fit for needs in a waterfront home, visiting the area to find a good fit is important. The surrounding community is an important factor when making a decision. Look over the property as well as the house as the real value of the home will be the property in a waterfront location. Look for five key points when searching for that perfect property:

  • Sandy beach. Proximity and quality is important for both younger and older family members.

  • View. As people age and do less on the water activities, the view becomes more important.

  • Level lot. The flatter the lot, the better for easier water access

  • Proximity to water. Homes closer to the water allow a closeness to nature and keeping an eye on any young kids by the water.

  • Privacy. Some lakefront properties have as little as 50 feet of frontage, which offer very little privacy. Ideally, a property will offer 150-200 feet to give privacy from neighbors.

 

Choice Properties has real estate agents who specialize in waterfront investment properties in the Indian Lakes area to assist with your needs and sort through complex issues to get everyone on the right track to finding that perfect location.

 

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February
2

The American Dream of Living on a Lake

The dream of living on the water is closer than most think. For waterfront homeowners, a home by the water means access to amenities such as beaches and a relaxed atmosphere many people speak of but have not attained. A lifestyle which includes living on a lake is within reach when choosing to make Indian Lake home.

 

Lakefront Experience

Life in Indian Lake is about access to amazing schools, neighborhoods and communities which foster engagement but also provide privacy. Many people who enjoy living on a lake seek ambiance but do not want to sacrifice access to shopping centers, outdoor recreation and other activities. A lakefront home in Indian Lake is sure to provide opportunities to enjoy many activities including water sports, boating, hiking, biking, parks and more. Privacy is important to some people while others seek a lively atmosphere, both of which can be found at Indian Lake as well in the many neighborhoods which surround the lake itself.

 

Things to Consider

When deciding which home is a good fit for living on the water, there are many things to consider. Not all lakes are treated equal. It is important to look at some key factors when making a decision to purchase a home.

 

Public or private: if variety is what is important, public lakes offer opportunities to engage in watersports, some with limitations. There may be permits or fees for certain activities. Private lake areas will provide a home away from home with space to enjoy the lake without the public access, for those who enjoy this lifestyle feature. Indian Lake has both public and private areas which afford opportunities enjoy both types of access.

 

Upkeep - lake homes may require more maintenance than the typical home. The dock and shoreline will need regular maintenance. A knowledgeable realtor can outline all the features, amenities and costs associated with living on the water.

 

Weather conditions - the natural elements play a key role in deciding which home will be suitable for living on a lake. Some homes are more prone to the elements than others with seasonal changes affecting weather conditions year to year.

 

Next generation - living on the water may seem like a dream but kids may see it differently. A backyard may be important to some families with children. Safety is a factor to consider when looking at lakefront property including fences or other features to keep kids from falling into the water.

 

Location - families who choose Indian Lake look for location and convenience of schools, commute times, neighbors and atmosphere. In balance, a great home will include all of these and more such as indoor and outdoor dining, shopping and spaces for everyone in the family to enjoy. Indian Lake offers friendly neighborhood pubs, restaurants, shops and, of course, the lake with year round activities which makes finding a home and living on the water a dream come true. 

 

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January
27

Find Incredible Properties All Over the Indian Lake Ohio Map

Indian Lake boasts 5,800 acres of lakes and 800 acres of parks featuring year-round recreation. Camping, boating, swimming, fishing, hiking and more are on offer including many unique restaurants and dining opportunities. Antique stores, marinas, golf courses and other amenities make this area the jewel of Ohio. Whatever a person is looking for, incredible properties exist all over the Indian Lake Ohio map.

 

Logan County

Logan County is located in western Ohio. Rich with natural beauty, it is also steeped in history as American Indians called Logan County home. What started with small villages throughout the county, areas began to grow such as Bellefontaine which became the county seat. Campbell's Hill is the highest point in Ohio with the first concrete street in America, built in 1891. Several natural caves dot the landscape including two open to the public: Ohio Caverns and Zane Caverns. Two castles are open for tours, owned by the Piatt family located in the Mad River Valley near West Liberty, Ohio.

 

Neighborhoods

 

Russells Point

Russells Point is situated with an amazing view of Indian Lake. Waterfront views are an enticing feature of living in this neighborhood. Along with local restaurants, bars and other amenities, properties in the area include waterfront locations with a boat dock as well as spectacular water views of the Indian Lake area. Many available properties take advantage of the lake view with beautiful windows overlooking the water and decks for entertaining guests. The neighborhood is friendly, inviting and caters to a wide range of people who enjoy the water.

 

Lakeview

Lakeview is one of the most spectacular areas to live within the Indian Lake Ohio region. Many homes boast waterfront and lake views as well as personal boat docks. Great schools, neighbors and amenities surround this neighborhood. Fishing and other water activities can be enjoyed from the vicinity of home. Sprawling properties with acreage are available as well as smaller homes. It all depends on the individual's needs and desires.

 

Finding the right property in the Indian Lake Ohio map is a challenge with so many beautiful locations from which to choose. From newer developments to rustic, historic villages the area boasts many opportunities to select a home with features that best fit an individual's budget and desires. The region is historically significant but also hosts many tourists and visitors who enhance economic development and build on the tradition of Indian Lake as a destination for all people. When searching for property in the Indian Lake area, the options are truly endless. Enjoy the waterfront dining options, golf courses, camping, hiking and biking or take a day out on the lake. The choice is yours to make when you choose Indian Lake as the place to reside and call home.

 

Get more advice on finding the best property for you.

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January
6

The Key to Buying Waterfront Property

Purchasing a home is a complicated process from pre-approval to the last signature. Buying 'waterfront' property throws another layer of complexity into the process. Real estate agents who work with waterfront properties on a regular basis understand the process backwards and forwards. Finding an experienced agent can really make the process take less time when they know what an individual is looking for and will tailor the search to those specific properties. These tips will give an idea of what to expect when doing research on buying waterfront property.

 

Tips

Find a real estate agent who specializes in waterfront properties. A general agent will not have detailed knowledge of waterfront properties in the area to find the best deals on available properties.

 

Property over structure. People may fall in love with a house only to realize the view is not great, the water is murky, it is difficult to get to the water or the place has less privacy than desired.

 

Consider property to fit lifestyle. A beautiful property half an hour away from the water may not suit everyone. If being close to water is desirable, start the process with this in mind before entering negotiation.

 

Check for structural issues due to weather. Waterfront homes are more susceptible to the elements than an average home. Investment in weatherproofing can help avoid some of these concerns.

 

Research insurance requirements. Review this early to be sure what is necessary before buying. Waterfront homes may require several policies.

 

Find out what changes can be made. If a new dock or other change is desired, research local government policies. Some may be more strict than others. Before committing, understand the financial and legal ramifications might be. Also look into what activities are allowed on the water as some may have restrictions on motorized watercraft including jet skis and speedboats.

 

Meet the neighbors. Speak with people who live nearby and knew the previous owners. Seek insider information about living in the community, any issues with the property or waterfront-related concerns.

 

Get to know responsibilities as an owner. When buying waterfront property, find out what upkeep and maintenance of the property is required by any homeowners associations (if applicable). Review conditions, covenants, restrictions or CC&Rs in addition to speaking with the HOA management company.

 

Getting Started

With helpful tips in hand, it is time to start the process of buying waterfront property. An agent who specializes in waterfront homes should be able to provide useful insights into the home and location but it is up to the individual buyer to learn as much as possible prior to contacting an agent for assistance. A real estate agent may not know all the ins and outs (as the neighbors might) or may not include information helpful to a particular homeowner's search. Making a list of what is important will be helpful when seeking that next property to buy on the water and will make for a more satisfied customer come time to sign the papers.

 

Get more advice on buying waterfront properties.

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November
24

When staging your home to sell, there are a couple of key points you want to keep in mind. First, is that first impressions really do mean everything. Second, less is more. A potential buyer wants to walk into an aesthetically pleasing space which they can easily imagine themselves living in, not some place that is cluttered or decorated with bold bright colors or other personal touches.

Any professional stager will tell you it's all about selecting great décor pieces which utilize the existing space. The ultimate goal is a positive impact on potential buyers.

 

Here are five staging suggestion tips to turn a home listing into a sold home;

Spend some time with your realtor and get to know your potential audience. Remember, you aren't selling to yourself but to a broad market. Trust your realtor to help you stage to the buyer demographic most likely to be viewing your home.  

 

We can't stress enough that you want to remove your personal touches when putting your home on the market. First thing you should do is pack up the family photos. Empty walls are much easier for a potential buyer to see as a canvas of possibilities should they decide to purchase the house.

 

Design trends do tend to have a short lifespan; however, a well-staged and marketed home should have a short list time as well. Taking a gamble on a current fad, like airy aqua or bright Mediterranean blue accents, could give you the leg up with a 'fresh' feel to the property, so don't be afraid of trends.

 

While you want a space to overall be neutral—a blank space for the buyer to visualize with—adding a splash of color can go a long way to making a property memorable. Think subtle, but striking. A room with the main walls painted a beige tone with an accent wall in teal can then be finished with teal and cream accent items throughout the room. The result will be a chic, trendy space where the buyer has room to add their own personal touches, but can see the potential the space has because of the decorating start.

 

Continuing the idea of showing the buyer a space's potential, you'll want to stage a space with as many functional pieces as possible. Avoid overcrowding. Simple, practical, and functional furniture pieces will demonstrate how livable the space is.

 

For more tips on how to stage your home with the buyer in mind.

Contact one of our agents for special advice.

 

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