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December
29

indian lake cottages for sale

Invest in Vacation Property with Our Beautiful Indian Lake Cottages for Sale

Indian Lake is a very popular vacation spot. People come from all over the country for its exceptional campground, boating and swimming facilities. If you've visited the area, then you've likely seen some Indian Lake cottages for sale. Now, we don't normally think of vacation properties as investment opportunities, but they can be one of the best investments to make. Indian Lake cottages for sale can definitely be an investment to think about.

Advantages of Indian Lake Cottages for Sale

Apart from the obvious benefits of having a permanent vacation destination in a beautiful rural setting like Indian Lake, owning a vacation property has other advantages for savvy investors.

Tangible Use

A vacation property is an asset that has practical uses. Of course you can rent it out, but you can also use it yourself at your convenience. It's not just sitting there, unused. Rental income is always welcome, and less disruptive in a second home.

Rise in Value

Looking at Indian Lake cottages for sale, you can be sure that they will rise in value over time. Especially when the market is in speculation mode, the value increase can be phenomenal.

Potential Retirement Home

Many buyers are buying second homes early in life, and not waiting for retirement. If this is your plan, then you'll know in good time whether the area is where you want to retire. And you'll be comfortable with the location, not to mention that you'll probably have paid off the mortgage by then too. There are many benefits to retiring in Indian Lake, especially in an Indian Lake cottage of your dreams.

Buyer's Market

Bad news for sellers but good news for you if you're considering Indian Lake cottages for sale. Vacation property prices have been depressed, so the timing couldn't be any better. If you've thought about investing in vacation property, now is the time to start looking.

Risks of Buying Vacation Property

Like with any property, buying a vacation property comes with its own set of risks. Typically, vacation homes have wider price swings. During real estate boom times, vacation homes can shoot up in price much faster than residential property, and conversely it can fall much faster too.

There are also income tax considerations. The IRS has specific rules regarding vacation properties. The number of days that you occupy a vacation property for personal use is what classifies it as a vacation home or an investment property. This makes a difference on whether you can deduct mortgage interest and real estate taxes on your income tax return, or whether you can deduct all expenses.

 

Buying a vacation property in an appealing spot like Indian Lake can be tempting. There are many great homes for sale here,
and you're bound to find one you love. Keep the risks in mind and you'll make a great investment.

Speak with a qualified Indian Lake Real Estate Agent today
to get a tour of the available Indian Lake Cottages for Sale that might interest you!

 

December
13

Logan County Ohio property search

How to Run a Logan County Ohio Property Search

When you're looking to buy a house in Logan County, there are some standard searches that you should perform to locate available properties. A good Logan County Ohio property search should be able to find out fairly easily what's on the market, whether there is a lien on the house you want, or if it's up for foreclosure or other special circumstances relevant to making an offer to buy. It may seem that this information is difficult to find, but in reality it's not.  Especially when your favorite Logan County real estate agents are here to help you out!

Researching Properties in Logan County Ohio

You can conduct a Logan County Ohio property search if you are interested in purchasing a home from a private owner, or a bank owned foreclosure property. It's also worth your while to perform a title search. A title search will verify who the current owner of the property is, and disclose any additional liens. Getting this information will help protect you, as the potential buyer, from purchasing a property that might come with additional issues attached to it.

The title search process is not as complicated as it sounds. As a matter of fact, all property records are public and anyone can run a title search. Your first step is to conduct a Logan County Ohio property search for the title is to go to the Tax Assessor's office. This will be where you can obtain specific information about the property you're interested in. The property tax record will usually include a description of the property and the lot number as well.

The next step in the process is to contact the County Clerk, which is where you'll find the title and deed for your prospective property. Here you can use the information from the Tax Assessor's office to look up the book and page number for the property.

Making title searches a part of your due diligence is important, as not only will you confirm the title holder, you can also check on liens. A lien on a house is a legal claim against the property. It gives creditors a stake in the home and a way to collect debts owed to them. There are two types of liens that can be placed against a property. A voluntary lien is a lien the homeowner agrees to — like a mortgage. An involuntary lien is typically placed on a property due to unpaid obligations like a tax bill or a home improvement invoice. As a buyer, you will want to know if the property has any involuntary liens against it. While a property can most certainly be sold with an involuntary lien on it, most buyers will not want to purchase it, and lenders will not want to offer loans for it either.

 

As you can see, running a Logan County Ohio property search can be revealing. You will want to learn everything you can about the home you eventually buy, and running the search will give you peace of mind you need to do so.

You can find the perfect property in Logan County by looking through the listings on offer at www.cprealestate.com.

November
29

Buying a Home in Indian Lake Ohio

Tips for Buying a Home in Indian Lake Ohio

Indian Lake, Ohio, was formerly known as Lewistown Reservoir and was named by European American settlers for the natives that roamed the region at the time. Originally a group of small lakes and wetlands, it has now become a destination for boating and fishing enthusiasts, as well as a wonderful place to call home for the Ohio residents that surround the lake. There are major fishing tournaments and boat shows held here annually, and you'll find ice fishing and snowmobiling in the winter.

Are you interested in buying a home in Indian Lake, Ohio? Today, the area attracts almost 1.5 million visitors every year with its first rate camping, swimming and boating facilities. You'll need to be savvy to snag up a home in such a popular location.  Fortunately for you, our experienced Indian Lake real estate agents have you covered!

Get a Good Ohio Real Estate Agent

Working with a reputable and knowledgeable realtor from the Indian Lake area is key to finding the best properties. And that doesn't mean your friend who flipped a house once. A professional realtor is worth the money you might spend and helps to ensure a smooth process from beginning to end. Finding an Indian Lake real estate agent who is experienced and knowledgeable, with a good reputation, is one of the most important things you can do, especially when wanting to buy a home in an appealing location like Indian Lake, Ohio. Learn about our award-winning real estate agents and book an appointment with a Choice Properties agent today.

Find a Mortgage Lender in Ohio

A lot of buyers find a home they like first, and then look for a mortgage lender. This is backwards because what tends to happen is that the buyers fall in love with a property, and then discover that they won't be able to afford it. Don't torture yourself. Ask your real estate agent to recommend a lender if you don't know of any and figure out how much of a loan you can get before you start looking at online listings. Then you can look for homes within your budget in full confidence that you can snag it up if it suits you.

Ohio Mortgage Interest Rates

Interest rates go up and down all the time. You might hear that interest rates are at an all time low, but that doesn't mean that you'll get a rock bottom rate. Interest rates differ with different people, depending on their credit and financial history. Different lenders have different rate ceilings. Home prices are negotiable, but loans remain the same. It is recommended that you shop around for the best interest rates before buying a home through mortgage loans.

Make a Quick Decision

Where a buyer might lose out is when they take too long to make up their mind. Real estate markets are volatile at best, therefore if you find a home that is in your budget, and checks off the must have points on your checklist, you should not hesitate. Submit an offer quickly, or you'll find that the house is off the market as soon as it appears in the listings. Being prepared ahead of time with a mortgage approval is key to making swift offers when they arise.

 

Buying in a location as attractive as Indian Lake, Ohio can be a competitive challenge. The best thing you can do is have a qualified real estate agent at your side to help locate and negotiate the home you want to own.

Call us today for a tour of locally available homes and advice on buying a home in Indian Lake Ohio!

 

October
18

Buying West Liberty Ohio Real Estate in a Seller's Market

 

Buying West Liberty Ohio Real Estate in a Seller's Market

West Liberty is one of Ohio's beautiful small towns with community at the heart. As such, West Liberty Ohio real estate is a seller's market. Because the community has only approximately 2,000 residents, good homes get snapped up fast. So when you want to buy in a seller's market, it is important to have a plan in place to avoid mistakes. You may think that buyers in a seller's market will have to compromise a great deal, but that is not necessarily true. You can get what you want, as long as you're prepared and have a good agent on your side.

Make Your Best Offer

In a seller's market like West Liberty Ohio real estate, there is a scarcity of good inventory, and competition is usually fierce. So while as a buyer you might be motivated to get the property you want for as little money as possible, that is not the best strategy. Of course, we don't mean offer more than you can afford. However, the fact is that many buyers don't step up with a strong enough offer. Coming in with a strong opening offer will put you ahead of your competitors, and get the ball rolling.

Don't Over Analyze

Over analyzing the price in a seller's market is risky, and it's generally ill advised. If you've found a home you love that fits all your criteria, including the location and price range, it is advised that you make an immediate offer. A smart buyer will have all their finances in order, and lender pre-approval so that they can move quickly when needed. The West Liberty home of your dreams is possible and it will be worth the price you pay for it.

Get Pre-Approval

As mentioned above, getting pre-approval from a lender so you know exactly how much you can spend is something all home buyers should do. The seller is not going to know whether you can afford to buy their home, so the only way to prove it is to be pre-approved or at least pre-qualified from a lender. That is one of the biggest advantages you can have as a buyer, and sends a strong message to the seller that you're serious about buying.

Work With An Experienced Agent

In West Liberty Ohio real estate, you as the buyer, will benefit from getting all the help you can. This means finding an experienced real estate agent. There is no downside to this. Usually, sellers pay the agent, not the buyer. Working with a real estate professional can save you a lot of time and stress, and an experienced agent will have listings to many different properties, upping the chances of you finding exactly what you're looking for. Plus, they can provide you with a ton of insight regarding what's on the market and what might be coming up for sale.

 

 

Choice Properties Real Estate in Indian Lake, Ohio has a team of the most qualified agents in Central Ohio ready to assist you in finding your dream home in this challenging seller's market. Call us today for a tour of available properties in your desired location!

 

January
11

ohio home buyers looking for a home

 

Once a seller accepts an offer, the time comes to sign paperwork which seals the deal. What most Ohio home buyers don't realize is that a real estate process is complex with lots of nuances to the transaction. Learn some important things to keep in mind on the road to home ownership.

 

Expiring Mortgage

Mortgage interest rates may fluctuate daily. Rather than have the stress of the interest dial moving up and down, a bank will 'lock in' an interest rate for 45, 60 or another number of days. Once this expires, a higher rate kicks in. Some issues that may come up as a result may include:

  • Open permits

  • Illegal renovations

  • Roadblocks which require stop to loan process until resolution

A previous homeowner may have done renovations that do not meet today's standards and require updating prior to selling. This can require hiring an architect and documenting the issue before a bank will approve the loan. Be cautious when using a rate-lock expiration as it may throw plans out the window in the closing process.

 

The Mortgage Process Doesn't End

Just because an application is completed and submitted does not mean a loan is approved. Lenders need to verify income, assets and credit all the way until closing. Any last minute changes or fluctuations could result in some unforeseen challenges if not discussed previously with a mortgage professional.

 

See the House

A walk-through is usually provided up to 24 hours prior to closing. Take advantage of the opportunity to see the property in case any systems are not working, the seller did not finish repairs or has not completed move out yet. It is possible to postpone closing until things are completed.

 

Do Your Homework

Once the home closes, in most states, the law resides on the side of a buyer and requires the seller to disclose issues and confirm resolution. The purchaser should make sure the seller closes outstanding permits, releases liens on the title and resolves issues with local authorities.

 

Low-Key Closing

Most of the time, closings finish up without any issues. Buyers sign the loan documents and the seller goes to the title company to sign off. It is seamless and happens without issue. Buyers and sellers along with other folks may sit around for a time processing, calculating and negotiating. If the transaction was less than smooth, the closing table may get tense but it may end up being low-key.

 

A smooth closing can be had with some research up front and awareness of any red flags. Make sure to have a solid real estate team who is knowledgeable and will refer you to the right parties to resolve any issues prior to closing. Get as much information in the beginning as possible for a great resolution and closing.



Choice Properties is the premier realty company serving communities in and around Logan County. Award-winning agents provide assistance on residential to commercial, agricultural to waterfront properties and more to best serve your needs.

Call us to find out how we can best serve you.

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