SIGN UP LOGIN
Www.facebook.com/ChoicePropertiesRealEstate/?fref=ts IconWww.twitter.com/choiceprop_re IconWww.pinterest.com/cprealestate IconWww.cprealestate.com/blog/ Icon

Articles Tagged "home buyers"

Choice Properties Real Estate Home

Subscribe and receive email notifications of new blog posts.




rss logo RSS Feed
Bellefontaine | 19 Posts
Home Buyers | 68 Posts
Home Owners | 31 Posts
Home Sellers | 36 Posts
Indian Lake | 23 Posts
Lakefront Homes | 6 Posts
Living in Ohio | 11 Posts
Logan County | 7 Posts
Moving | 11 Posts
Real Estate | 10 Posts
local attractions | community life | life in Bellefontaine | home staging | presentation | house showing | inspections | real estate agents | house hunting | finding a home | recreation | home listings | seasons | winter | midwest | outdoors | homes in bellefontaine | bellefontaine school system | find homes in bellefontaine ohio | bellefontaine businesses | homes for sale in bellefontaine | History of Logan County | Life in Logan County | Logan County Indians | Local Culture | Residents of Logan County | Houses for Sale in Logan County | Logan County Lawncare | home presentation for sellers | Showing Your Home in Logan County | Logan County Hospitality | Logan County Attractions | Local Lodging | Summer | Central Ohio Attractions | Summer Festivities | Festivals and Events | Indian Lake Boating | Summer Sports | Homeowners | Home Utilities | Summer | moving | moving | smartphone apps | home mortgage | home financing | interest rates | home buying budget | home repairs | House Comps | Home Decorating | Local Wildlife | Home Gardens | Landscaping | Home Maintenance | Home Care | Organizing your Home | Selling Your Home | Family Bonding | House Cleaning | home improvements | house upgrades | kitchen remodel | bathrooms | outdoor patio landscaping | making an offer | looking for homes in logan county | home shopping in bellefontaine | dream home | window treatments | energy costs | energy bill | home insulation | energy efficiency | solar energy | home staging | home buyers | long distance sale | vacation home | investment properties | indianlakeproperty | indianlakeboatshow | indianlake | home remodeling | cleaning closets | home upkeep | indian lake living | garage | garage cleaning | garage storage | closing costs | house financing | closing on a home | retirement | retiring in ohio | retirement home | finding a home | living in ohio | ohio retirement | moving to a new neighborhood | relocating | moving | healthy living | central ohio neighborhoods | indian lake neighborhoods | home insurance | insurance policies | buying homeowners insurance | homeowners insurance | insuring your ohio home | indian lake home insurance | buy a home in indian lake | indian lake homes for sale | indian lake real estate | bellefontaine real estate | bellefontaine properties | when to buy | calculate your payments | buy a home in indian lake | indian lake ohio real estate | homes near indian lake | homes in bellefontaine | central ohio homes | northern ohio homes | renting your home | home rental | AirBnB | vacation home rental | indian lake vacation homes | vacation homes by the lake | sellers market | selling your home | indian lake homes | homes for sale | central ohio homes | home loans | home financing | qualifying for a home loan | finding a mortgage | home mortgages | mortgage lending | buying a home in bellefontaine | buying a home | home buyers | bellefontaine homes | buying lakefront property | vacation home on the lake | vacation homes | renting your home | find the perfect home | waterfront living | Seasonal | Home Maintenance | Home Protection | Home Care | Seasonal | Winterization | Winterize your Home | Home Care | Home Maintenance | Energy Costs | Retiring in Ohio | Retire in Ohio | Renting a Home | Pros and Cons | Buying a Home | Home Renovations | home repair | living in a home | homeowners | fixing up a house | Retirement | Vacation Home | Houses for Sales | Senior Living | real estate agent | real estate company | indian lake real estate | working with an agent | renting a home | buying a home | home buyers | home owners | cost of renting | cost of buying a home | indian lake home | buying a home | indian lake houses | real estate ohio | bellefontaine hosue | senior citizens | retirement property | buying a home | indian lake homes | indian lake properties | senior house | buying a home | closing on a house | closing sale | mortgages | logan county homes | feeling at home | buying a home | finding a home | home shopping | bedrooms | kid bedrooms | kids | family home | home renovations | winterizing | winterizing your home | home care | home maintenance | home protection | winter | Home Repairs | Home Maintenance | Fixing a Clogged Sink | Tips for Homeowners | Living Room | Using Space | Decorating | Furniture | Refinancing | Financing | Buying a Home | Saving Money | New home buyers | Escrow | Home buying process | ohio home buyers
March
4

Real estate professionals often say the best time to buy a property depends on the market. Depending on where a person lives, there may be variations on when the best time is to sell a home and buy a new one. The property search can take some time. Springtime is when the market becomes flooded with properties, for sale in time for summer to end and school to begin. Buying a property in springtime never looked better. Find out why and how to get started.

 

Know Your Springs

Springtime is different depending on who you ask. The natural home-buying season starts around April and goes until June. After mid-June, sales and purchases may decline as people take a vacation and go away for summer trips. Springtime home buying can apply to other months of the year. In warmer climates, this means January through May. In the Midwest, this can begin when the snow melts and people start to warm to the idea of selling or buying with the winter thaw. Don't think too long and hard about timing. Speak to a real estate professional for advice but definitely do what feels the best when it feels like the time is right. 

 

A Little Prep Goes a Long Way

Depending on where a buyer lands, it may be helpful to spend time in the new place if possible. Check out the local scene, the schools, neighborhoods, and entertainment districts. See what people do, who is out, and get to know the area better. Interview real estate agents who seem to have a pulse on the current market trends. An agent who specializes in the area may be more familiar with downtrends and knowing when the best time to look in that area is for that perfect home. Keep location as the primary focus. It should meet the basic requirements and be in good shape. Other than that, don't worry about traditional things like looking for the perfect time. The perfect time to buy maybe now.

 

Catch a Glimpse

One of the best ways to see a home and all its flaws is right after winter has ended and spring comes along. Any leaking, wear and tear, and repairs tend to show up once the cooler weather wanes. This makes it easier to spot issues as opposed to house-hunting in winter. The snow is gone, the fog is rolling away, and the time is right to do some general inspections from the outside to see how a neighborhood, and property, have fared the weather. If all looks good, it might be worth a closer look. Any red flags like weather-worn roofs, siding, or other issues will appear and can be a sign to inspect further or walk away until the right home comes available. 

 

Don't hesitate to contact a professional in the Ohio market who understands the trends. Choice Properties has people ready to assist your search this spring, or anytime, so you can find the right home for you and your family. There are many things to consider when searching for that perfect property. Call us to have us help you set up an appointment to discuss what you need and get you started on the search. 

February
19

 

Millennials are a unique group of people with a wide array of interests, experiences, and desires for travel and adventure. They also struggle under the weight of debt for school while seeking to be employed in a shifting economy. Living 'paycheck to paycheck' is the norm for many millennials, but now they are seeking new opportunities in real estate. While homeownership seemed out of reach for many people due to rising costs, nearly half of millennial first-time homebuyers feel ready to purchase their first home. 

 

Meeting the Challenges

Millennials are not new to challenges. Unfairly labeled as 'having it easier,' than previous generations, they work hard to create new work environments and spaces, redefining what people think of as 'work.' Delayed marriage can often delay the onset of that first home purchase. More often, millennials are working while raising a family to keep costs low. Older millennials graduated during the last great recession and found themselves struggling with an economy not hiring, school debt, and a housing crisis all in one. This made them more resilient and less fearful in the current economy to strike while the iron is hot.

 

Home Ownership Perks

Giving up creature comforts like going out to eat with friends and buying the latest gadget is easy for some millennials focused on buying a home. Young homeowners are getting savvy about what they buy, where, and how they invest in property for the future. As millennials make their new homes, renovate, and buy furniture, they create space for themselves and the family they can enjoy. They are looking to move out of bigger, more expensive cities in suburbs or smaller towns with a more community feel. Some of the perks they enjoy:

  • DIY projects with the help of more stores and helpful shows demonstrating how to care for a home
  • Using the sharing economy to barter and use friends to help them navigate homeownership like lawn care and maintenance
  • Creating vibrant communities of young people with young families
  • Investing time in learning about interest rates and mortgages to avoid higher payments in the future 
  • Buying less house for the money or investing in fixer-uppers
  • Encouraging friends and other millennials to invest in their own homes

 

Building equity for the future is important. It is also important to have a stable home environment in which to raise a family. The concerns and worries over rentals can drive people to homeownership quickly, investing more money up front to make an investment down the road. Millennials are joining the homeownership club now more than ever and reaping the great benefits of having their own property to call home sweet home. 

 

Millennials are not the only people purchasing homes. Everyone is looking to own property at low-interest rates and in affordable markets. Choice Properties helps you decide where and when to invest in property for your future. If you are a millennial, or someone looking to buy a future home, call us. Let us help you make the best investment possible for your family.

February
5

 

Ohio is the place to be for many individuals and families. There is a natural beauty, parks, and close access to highways which provide opportunities to explore nearby cities and towns. No matter what someone is looking to see or do, there is always something happening right in your backyard. To get there, however, takes a few steps before a final move is completed. 

 

The Right Move

People who want to move often look for similar things. They want safety, established communities, great schools, arts, and lower cost of living than where they are from. With all these in mind, it is no wonder people are looking to Ohio as the place to live. Compared with other states, Ohio's cost-of-living is one of the best in the nation. Housing prices are low and costs for electric, water, heat, and other utilities remain lower than the national average. Some other great features to consider:

  • Transit routes are all over, from door-to-door bus routes to national airports and upgrades being made every year, there are myriad ways to get to and from major cities and local towns
  • Schools offer diversity, generous funding, and increasing opportunities in athletics and STEM programs
  • Sports and recreation are high on the list for Ohioans. Whether you support state teams or national champs, there are many reasons to love Ohio

 

Be Prepared

Don't leave prep work until the last minute. Moving is a considerable expense and stressor. To best prepare for a move, it helps to have some key things in your back pocket:

  • Outstanding realtor: don't move without having someone in your corner to help find the best home, place to live, and amenities to suit your family's needs
  • Find a way to transport furniture and goods well before the move. Researching helps lower costs, including discounts to book online or in advance of the move date (if known)
  • Research the weather. Depending on where you move from, the weather might be a rude awakening when it comes to winter. Snow, sleet, ice, and rain are all part of a fall to winter scenario. Be prepared to buy the necessary equipment like snow blowers, shovels, and more to cope with it in your new home

 

When the day finally comes to make the big move, get a checklist together. Write everything down, check the mail to be sure all bills will be forwarded and review school checklists. Everything can be sorted when the move happens if it is quick, but it helps to have some things done in advance with a follow-up list for after the move. Proper planning helps people manage their new life in a new place but what matters is being able to finally put everything in one place and begin to grow roots in the great state of Ohio. 

 

When people look for a great place to live, they think of Choice Properties. We are the best in our area for helping families make the right choice for them when it comes to where to live and what type of home you desire. We help you from sale of your home to close on the new property. Contact one of our top-notch realtors at Choice Properties who specialize in the Ohio market to find the property that is right for you.

 

September
11

If your family has recently purchased a home and relocated to a new area, congratulations on starting a new adventure! Although it may feel scary and new at first, this refreshing path will guide you to the next chapter in life. Children may feel worried about starting the school year in a new environment, with new teachers and friends. Practice these tips on helping your child adjust to a new school after moving to ensure the school year goes smoothly. 

Start the Conversation Early

It's important to give your child enough time to process the change. This can be done by having an open and honest conversation about the move and starting a new school. Take this time to learn their fears and concerns, offering reassurance along the way. Now is the time to get them excited about the new start, reminding them of all the fun information they will learn at school and the friends they'll make along the way. Although this conversation might not take their fears away, it lets them know that you are here for them during this transition. 

Create a Routine

Before school officially starts, familiarize your child with the school routine to get them prepared. Show them what school mornings will look like, where the bus stop is, and show them the route to get to school. This allows them to become familiar with the idea and not fear the unknown. 

Visit the School Prior to the First Day

Most schools in Logan County offer orientation days, where parents and children have the opportunity to visit the classroom to meet other students and their teacher. Use this time to walk around the school, showing your child where their classroom is and getting them familiar with the area. Although the first few days of school may still feel overwhelming for them, this will let them know what to expect.

Sign Up for Extracurricular Activities 

Encouraging kids to get involved is a great way for them to make friendships and feel like they are a part of something great. This could be a sports team, music class, or after school club. Your child may need the extra push to get through their shyness and hesitation, which is normal! When they are out of their comfort zone is when friends and memories will be made. 


Choice Properties offers you a chance to find the home of your dreams. We work with your budget and ideas in mind to support your ultimate vision. Call us if you are ready to check out the available inventory or to speak with a reputable agent who can assist you with your home buying needs.

November
28

Should You Sell Your Home Before Buying a New One?

Selling your home to relocate in a new neighborhood or house is a big step towards the next chapter in life. You may be wondering, should you sell your home before buying a new one? At Choice Properties, we never want you to go through the buying or selling process alone which is why our agents are with you every step of the way. The first step to deciding if you should sell your home before purchasing a new one is to look over your finances, your willingness to move twice, and the current market conditions. Creating a breakdown of the pros and cons of each scenario will help make the best decision for your family.

Selling Your Home First

Pros:

  • You will receive extra cash for a downpayment
  • No risk of owning two mortgage loans at once
  • No pressure to lower the asking price to sell faster

Cons:

  • May need to move your family twice
  • Takes investment out of the real estate market
  • Adds pressure to find a new home quickly

If you sell your home before buying a new one, there will most certainly be a gap of time ranging from days, weeks or months until you can move into the new, permanent space. Perhaps you are able to move into a rental that offers a monthly lease until you buy a new house. If you do decide to sell your home first, we suggest shopping for a new home immediately to get a head start in the buyers market.

Buy Your Home First

Pros:

  • Will only have to move once
  • No pressure in settling for a house you may not want

Cons:

  • Pressure to sell quickly
  • Financing may be hard to find

If you want to be assured of moving directly into your home without moving into a rental, then consider buying a home before moving. Most homeowners worry about financial obligations when buying a new home before selling their current, as two house payments can feel overwhelming for most. Creating a financial plan to implement can prepare you for buying a home before selling.



Choice Properties offers you a chance to find the home of your dreams. We work with your budget and ideas in mind to support your ultimate vision. Call us if you are ready to check out the available inventory or to speak with a reputable agent who can assist you with your home buying needs.

September
18

Questions to Ask When Buying an Indian Lake House

Waterfront homes hold a beauty unlike any other naturally appealing to most buyers. Although waterfront homes easily grab the eye, not many people consider the responsibilities that come with purchasing a lake house. At Choice Properties, we want you to enjoy the fun experience Indian Lake has to offer which is why we firmly believe buyers should research more on waterfront properties. We have listed questions to ask when buying an Indian Lake home, allowing you to be fully prepared throughout this exciting process!

Can You Get a Loan?

The first question to ask is the probability of getting a mortgage loan for a waterfront home. Since it's a vacation home, mortgage loans are usually higher and may take longer than residential homes, so it's important to tackle this step early on. Discussing credit score and credit history with a loan provider allows you to set a budget for your Indian Lake Home. Once you obtain your loan, our expert agents will work beside you to show you the best homes in your price range.

What Do You Want in a Lake House?

Consider making a list of must-have items you crave in a lake house, as well as those you can live without will help narrow down your search. For example, how close to the water you want to be? Do you prefer a small, quaint cabin or a large house with a dock? Taking time to discuss the amount of space and bedrooms you will need helps weed out unrealistic homes. It's important to keep an open mind when touring potential homes as it may be challenging to find a complete list of must-haves in one space.

Have You Factored in Other Expenses?

The fun and memories made are definitely worth the cost, but don't forget to factor in other expenses as well. Waterfront properties often have a higher maintenance checklist than residential homes, including dock upkeep, rusting items and wearing out do to the proximity of water. These expenses can easily be avoided by taking care of possessions and tackling any issues at the first sign.

What Insurance Have You Researched?

Have you been researching insurance plans? Because waterfront homes are more susceptible to damage from natural disasters, such as flooding, insurance rates are typically more expensive. Keep insurance rates in mind as you calculate overall budget and expenses.

Does the Property Fulfill Your Lifestyle?

Perhaps the most important question to ask yourself is if the property fulfills your lifestyle needs. In the excitement that comes with buying a waterfront home, it can be easy to lose sight of why you want to live near the water in the first place. For example, a home on a lake beach may require you to travel to a nearby dock to store and use your boat. If you don't mind traveling a few miles to get to your boat, then a dock can be ruled out! Your happiness is the final factor in determining the lake house you desire.



Choice Properties understands your needs and desires when it comes to the home search. We are here to help you define what you want, seek the best property and move forward feeling educated and able to make good decisions throughout the process. You can trust us to help you navigate it with the best real estate agents working for you. Call us to get started on your dream home search today.

May
16

Costly Mistakes to Avoid After Buying Your First Home

Buying your first home is a rewarding accomplishment in life. To officially call yourself a homeowner and knowing your hard work paid off is a memory that will last forever. Although you should feel prepared to avoid pitfalls, it never hurts to research common problems almost all new homeowners experience. The last thing you should be worrying about is not being prepared for the unexpected. We have curated a list of costly mistakes to avoid after buying your first home to help your process be smooth and memorable.

Investing in Multiple Expensive Home Improvements

Updating your home consists of fun projects worth planning, but don't let the eagerness make you invest in too many home improvements at once. Tackling one project at a time will keep your budget in line and ensure a well completed renovation. If you are debating between which home improvements to start, consider speaking with a trusted real estate agent to discover which options add more value to your home. Adding value to a home is a great option when planning for long-term goals.

Ignoring Maintenance Issues

Moving into a new home comes with the chance of having to deal with any surprises, from a leaking sink to water damage. Tackling these small maintenance issues in the beginning will prevent you from spending extra money down the road, as the issue only progress in time.

Selecting The Cheapest Options

The saying "quality over quantity" goes hand-in-hand in renovation, even though quality may come with a price. Whether it is the flooring you choose or the contractor who installs, avoid making a poor mistake only for the fraction of the cost. When searching for contractors to assist in home renovations, be sure research previous work and read testimonials from clients in the past. The price you pay will show within the materials.

Performing a DIY on Complicated Projects

Do it yourself projects are fun and shows off your hard work! However, don't get too wrapped up in a project you can't handle or finish yourself. Painting your walls and hanging art are great tasks to complete yourself. When it comes to electrical issues or plumbing, it's best to leave those for the pros. Hiring a professional will not only save time and money, but will ensure a completed project performed the right way.

Calling yourself a homeowner is exciting and should come with a proud feeling! It's important to keep in mind the responsibilities that come with homeownership, from small maintenance issues to big renovations. Be prepared when tackling sudden leaks or water damage to keep your home value rising.





Choice Properties understands your needs and desires when it comes to the home search. We are here to help you define what you want, seek the best property and move forward feeling educated and able to make good decisions throughout the process. You can trust us to help you navigate it with the best real estate agents working for you. Call us to get started on your dream home search today.

April
26

2017 housing market predictions

Selling Your Central Ohio Home in 2017? Here are the Latest Market Prediction

Many homeowners shore up their pocketbooks and homes for spring when the markets start to get hot. Just after the new year, buyers and sellers often make real estate resolutions about moving, buying new property or selling existing homes. When planning to take ownership of these resolutions, it helps to research the 2017 housing market predictions to figure out when to sell. Here are a few things to keep in mind.

Best of Both Worlds

If a family is living in the suburbs surrounded by urban amenities, it is a good thing for potential buyers. People look for the "best of both worlds," which provides for safe living conditions and access to fun options the city provides. Buyers are looking for suburban homes within steps of shops, restaurants, schools and parks.

Home Features

Formal dining rooms and dark kitchen cabinets are out of style. Open concept layouts, white kitchens and first-floor master suites are just a few 'in' features buyers look for in a new home purchase for 2017. Even if a home does not feature these items, there is no need to worry. Additional value to the home can come from making minor renovations or changes.

Smart Homes

Green homes are nothing new in the marketplace but the trend will likely continue to grow into 2017. Since many buyers are eager to save money on monthly energy bills, energy-efficient home features and 'smart' home systems are inching towards the 'needs' column on buyers' wants/needs lists. Some of the trends include:

  • Efficient HVAC systems
  • low-E window film
  • Circadian lighting

Thinking about 'green' upgrades to the home can help determine which energy-saving features will provide the highest return on sale. Thinking through all of the above pointers will help give a good starting point when looking at some market predictions to give a buyer or seller a boost above the competition.

 

 

Choice Property real estate professionals are the best in the business. We can help you check off 'home selling' or 'home buyer' off that resolution list for 2017. Give our realtors a call to discuss the current market and value for your home or potential home. Let us help give you a leg up in the home buying or selling market!

October
19

The Indian Lakes region is a beautiful, scenic place to buy a home. Bellefontaine has top rated schools, amazing community of people and has been growing in popularity for individuals and families looking for affordable homes. Learn some things to do before looking to buy a home in Bellefontaine.

buying a home in Bellefontaine.

Checklist for Buying a Home in Bellefontaine

No matter whether a person is a first-time buyer or experienced owner, a house purchase requires some checks before moving forward. The following is a great start.

 

Strengthen credit scores

Generally speaking, the higher a credit score, the more desirable it appears to potential lenders. Anything below 660 or 680 may result in paying fees or a higher down payment. To get the best rates available, stay above 700 but, ideally, a score at 750 or above will receive the best mortgage rates. Review credit reports prior to applying for a mortgage to assess credit worthiness and make any adjustments.

 

Go low

FHA financing accounts for one-fifth of loans which dictates a payment cannot exceed 31% of monthly income. A safe formula is to stay at or below 28% of gross monthly income. Calculate mortgage payments in the desired price range, along with expenses and bank the difference.

 

Save money

Depending on credit and financing, it generally helps to save enough for a down payment between 3% to 20% of the home's price. To receive an FHA loan, a credit score must be 580 or higher. Saving up now can result in lower, shorter payments and save money in the long run.

 

Build up savings

Loan fees can add up including closing costs. Building savings is something people can do to save up for anticipated costs. Save up anywhere from 3 to 5 months' worth of mortgage payments to demonstrate financial stability. Having money in the bank can demonstrate to the financer equity and are generally considered lower risk for mortgages.

 

Get pre-approved

Serious home buyers must focus on the most important thing which is getting everything in order. Prior to shopping, look at financing and get that in place. The preapproval process is much more extensive than it was a few years ago.

 

Buying the dream house

Bellefontaine is a beautiful area with lots of places to search for the perfect home. Do some research to find the right home that will keep the family happy for years to come. Whether it is a vacation property or permanent home, focus on finding the right home, in the right price range which is affordable and has most of the desired amenities. Step back, be certain the home is the right one and only move forward when it feels right.

 

Speaking with an experienced, qualified real estate agent can help guide a home search. A Choice Properties real estate agent can support individuals in the search for a property in Bellefontaine and surrounding areas.