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December
6

city of bellefontaine ohio

10 Benefits of Living in the City of Bellefontaine Ohio

The City of Bellefontaine in Ohio is the seat of Logan County. For centuries before settlers founded the town, it had been the home of many Native Americans tribes including the Miami and the Shawnee. Bellefontaine was officially laid out on March 20th 1820 and has been the quintessential Midwestern small town ever since. Some of the numerous benefits of living in the city of Bellefontaine are:

Rich History

In the 1890s the city of Bellefontaine became a major railroad town, when the big four cities of Cleveland, Columbus, Cincinnati and St. Louis made it one of their main terminals. Bellefontaine hosted the largest roundhouse between New York and St. Louis during those days. Presently, it is the center of Honda's operations in the US and home to many Honda suppliers.

Small Communities

All over America small towns are prospering. Bellefontaine is no exception. There are charms to living in a small town, like knowing your neighbors and attending community events where a large portion of the town is present. It's got plenty of cute historical curiosities as well. For example, the city of Bellefontaine has the oldest concrete street in America, and the shortest street in the world at only 15 feet long. Living in a small town is like nothing else, and Bellefontaine personifies the experience.

Lower Unemployment Rate

The unemployment rate in Bellefontaine is 4.10% as compared to the national average of 5.20. Job growth is positive and jobs have increased by 2.56%.

Lower Cost Of Living

Compared to the rest of the country, Bellefontaine's cost of living is 18.50% lower than the national average. This makes buying a home in Bellefontaine and raising a family more affordable. You can enjoy more of life's extras when the cost of everything is lower.

Low Crime Rates

According to recent statistics, Bellefontaine is safer than 11% of the cities in the country. The violent crime numbers are very low, and fatal attacks are at 0%.

Real Estate

Speaking of homes, the median home cost in the city of Bellefontaine is $90,000, while to rent a house averages out to $700, both lower than the national average.

Public Schools

Bellefontaine public schools spend $18,316 per student. Compare this to the average school expenditure in the U.S., which is $12,383. The students per teacher ratio is 16.3.

Education Levels

Approximately 47% of the residents of the city of Bellefontaine have a high school diploma, while 22% have an associates degree. College graduates with Bachelors degrees are at 12% and some 6% have Masters degrees.

Places To Visit

The city has numerous places to visit nearby like Piatt Castles, which has been a popular destination for over 100 years. There's also the Mad River Mountain Ski Resort, and the Ohio Caverns, which are some of the country's most visited destinations. Whether you live down the street or across the country, you will find something special nestled in the beautiful countryside around the city of Bellefontaine.

Proximity

The city of Bellefontaine is only about an hour away from Columbus and less than 3 hours away from Cleveland. So you have all the charms of small town living, with all the amenities of the big cities within reach.

 

...and if that isn't enough we also have some great restaurants in bellefontaine Ohio. You can read about some of them in this article.

 

If you're curious to explore the beautiful properties for sale in the City of Bellefontaine and beyond,

Consult with one of our award-winning real estate agents and let's get you and your family in a new home!

 

August
10

Purchasing a second home can be a big step. Whether seeking a cabin in the woods, a getaway beach home or modern condo in the city, buying another property is a big decision. Here's how to know if now is the time to buy.

 

Affordability

Assessment of personal finances is critical in determining whether to purchase a second home. Beyond the cost of a second mortgage are other financial issues such as what interest is charged on a second mortgage. It may also depend if the home will be rented out as lenders consider rental properties a higher risk than those listed as primary residences. Other factors may include:

  • Insurance

  • Property taxes

  • Ongoing costs such as utilities (water, electric, gas, trash removal, etc)

  • Unexpected maintenance charges such as landscaping

  • Cost to hire a property manage to check on the property while away

 

Location

Having a property by the beach may sound great but it may not be a great investment. Some things to consider include:

  • Ability to visit the second home as often as desired

  • If not used as a rental, will home get used enough to make it worth the investment

  • Decide where is the ideal location before buying and whether it is affordable versus the time that will be spent using the property before purchase

 

Investigate

Chat with the insurance company to see what is next after finding the general area in which to buy a second home. Begin by speaking with the current insurer with whom a relationship is already established. A better rate may be available for multiple lines (existing home, cars, etc). Better rates may not necessarily be more inexpensive. If potential new property is prone to flooding, insurance rates may be higher. Homes with swimming pools also have higher rates as do pools with no fence or gate which may not have coverage available at all.

 

Find the Home

After all possible expenses are accounted for and a neighborhood is identified, contact a real estate agent to get started. Once settled, soak in the benefits of the new home. A vacation in the comfort of one's own home is a true luxury. When time is spent with family and friends in the new home, the cost savings will become apparent compared to vacation rentals. Privacy and no crowds (like in hotels) are another added bonus of having one's own property. Financial benefits may exist in the long term even if the property is not rented out. Tax benefits may help lessen the financial burden. A vacation home is a space to unwind, relax and enjoy time with loved ones. Soak it in and enjoy the new home.

 

Get more advice on the steps that you need to take to owning a second home.

Contact one of our agents today.

November
17

Maybe you stumbled on 'the one' with the first property you looked at, but it's more likely you've been at it for months, critiquing every detail until at long last, you found it. Your dream home. Landscaping to die for surrounding a home just right for you and yours. It has all the neighborhood amenities you wanted. The location is perfect. This is it!

Now what?

 

Here are some tips to remember when making your first offer to buy. 

First, there is no absolute wrong or right way to do this. Be realistic with your offer, however. Working with a good real estate agent can go a long way toward helping you do this. You don't want to offend anyone by offering fifty grand for a home valued at half a million. On the flipside, you don't want to pay more for a property than it's worth either. Knowledge is power.

Compare and evaluate any notes you've taken while attending open houses or private viewings. Narrow down what you liked about the schools and neighborhoods, the amenities to each home, et cetera. Your agent can then pull up comparable listings based on the features that appealed to you. With these numbers, you can establish a ballpark offer price.

Now would be a good time to give your lender a head's up. If it's been more than thirty days since you've touched base, or if your financial status has changed in any way, they may need updated information. Having a pre-approved mortgage loan ready to go allows you to act fast and lets sellers know that you're serious.

If you or your agent take a little extra time to research the listing history on the property in which you're interested, you may discover information to give you some negotiating room. Have there been price reductions? How quickly does the seller want to close? Are there any active bids on the house?

Depending on the answers to these questions and any others regarding closing terms, and the ballpark price you determined based on the current market, you'll be able to make an offer which is advantageous to both you and the seller, hopefully making it a win-win situation for all parties.

 

For more information on making an offer on your dream home, contact Choice Properties Real Estate to speak with one of our award-winning agents today!

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