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Purchasing a home will be one of the most important investments of your life, and can be slightly overwhelming and even a bit scary at times throughout the process. Here are some helpful tips to ensure that your first home purchase will run smoothly and be an exciting time of your life:
A majority of mortgage lenders will require a down payment of 5%-20% of the home sale price. First-time home buyers today may find it difficult to come up with such a large amount of cash, especially those who have recently graduated college with excessive amounts of student loan debt.
Luckily for young adults, home affordability and down payment assistanc...
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Everybody loves the lazy days of summer in Ohio; sunshine, sleeping in, picnics, adventures. The one thing that makes summer a little unbearable at times is the HEAT. Let's face it, scorching temps lead to sweltering if you don't have access to air conditioning. Here are some budget-friendly tips and tricks for staying cool and keeping the utility bill from skyrocketing August to September.
Regardless of which brand, make, and model HVAC system you have, the ultimate savings on your energy bill will come from how you adjust your thermostat(s). To start, set the thermostat as high as you can while still being comfortable, but where the difference between the indoor and outdoor readings are as small as...
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Moving is one of the most stressful experiences a person can go through. So many variables are up in the air and the days seem to disappear, leaving you with too much to do and not enough time to do it. At least it feels that way. Slowing down just a bit, and opening yourself up to having some fun with the move, can help reduce stress and alleviate tension for everyone involved. You, the kids, the pets . . . you want everyone happy where you end up, not miserable and drained from the whole experience.
Say Goodbye to the Old Home
Take photos before everything gets packed up. Document each room so you can revisit it later—either for the walk down memory lane or as a reference t...
