Posts with tag 'home buying budget'
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- 2019 | 42 Posts
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- 2014 | 13 Posts
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A Checklist for First Time Homebuyers
A Checklist for First Time Homebuyers
Buying your first home comes with a wave of exciting emotions but can feel just as scary diving into the new world of home ownership. Purchasing a home is the American dream, and you should feel proud of your accomplishments! With this being one of the largest investments you'll make in life, it's worth going into the process knowing what is required. The award-winning real estate agents at Choice Properties have created a checklist for first time homebuyers, ensuring your set and ready to start house hunting!
Check Your Credit Score and Credit Report
5
An Overview of the Mortgage Loan Process
An Overview of the Mortgage Loan Process
Through the various steps of purchasing a home, the getting qualified for a loan may feel the most overwhelming for first-time homebuyers. The expert agents at Choice Properties understand this and are here to guide you through, which is why we created an overview of the mortgage loan process. From getting an assessment to a loan officer pre-approving you, we want you to enjoy every moment of making your dream home a reality.
Pre-Approval
The first step to obtaining a mortgage loan is go through a meeting with your lender to discuss
13
How Does Your Credit Card Debt Affect Your Mortgage Rate?
How Does Your Credit Card Debt Affect Your Mortgage Rate?
Credit card debt is a common discussion in today's age and, when handled responsibly, can be a great way to boost your credit score when applying for a mortgage. Although a little credit card debt can do wonders, having too much can hurt your chances of obtaining a mortgage loan. Most Americans set a goal of buying a home, making it important to keep credit card debt under control. If you find yourself asking, "How does your credit card debt affect your mortgage rate?", then stay tuned to hear our expert realtors of Choice Properties explain the potential outcomes.
Having High Credit Card Balance
25
Who Pays the Closing Costs?
Buyers and sellers in the housing market have many fees to consider when purchasing and selling a home. One of the costs, closing fees, can be confusing to understand who pays for the fee. Learn more about closing costs when buying or selling a property.
Buyer Costs
Closing fees can be present for both buyers and sellers. Typically, the buyer is faced with more line-item expenses than the seller (who typically pay more). Most buyers are getting loans to make the purchase of a home and many charges stem from the loan itself. A buyer should receive something called a loan estimate form early on in the sale pro...
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Tips for Finding Indian Lake Ohio Homes for Sale
Finding the perfect home can take some time but the market is growing and sale prices are still low. Doing research is key prior to finding Indian Lake Ohio homes for sale which suit the family's needs. Follow these tips to find a home that's a good fit.
Take the Long View
Search for a home that will be in the family at least five to seven years (ideally). Time, effort and expense are considerations when moving including closing costs. Staying in a home longer helps avoid added expense and stress. The extra time put into the home, as well as any work completed within the home, can help add value long term and avoid any downturns in the real estate market.