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Indian Lake Real Estate

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December
29

indian lake cottages for sale

Invest in Vacation Property with Our Beautiful Indian Lake Cottages for Sale

Indian Lake is a very popular vacation spot. People come from all over the country for its exceptional campground, boating and swimming facilities. If you've visited the area, then you've likely seen some Indian Lake cottages for sale. Now, we don't normally think of vacation properties as investment opportunities, but they can be one of the best investments to make. Indian Lake cottages for sale can definitely be an investment to think about.

Advantages of Indian Lake Cottages for Sale

Apart from the obvious benefits of having a permanent vacation destination in a beautiful rural setting like Indian Lake, owning a vacation property has other advantages for savvy investors.

Tangible Use

A vacation property is an asset that has practical uses. Of course you can rent it out, but you can also use it yourself at your convenience. It's not just sitting there, unused. Rental income is always welcome, and less disruptive in a second home.

Rise in Value

Looking at Indian Lake cottages for sale, you can be sure that they will rise in value over time. Especially when the market is in speculation mode, the value increase can be phenomenal.

Potential Retirement Home

Many buyers are buying second homes early in life, and not waiting for retirement. If this is your plan, then you'll know in good time whether the area is where you want to retire. And you'll be comfortable with the location, not to mention that you'll probably have paid off the mortgage by then too. There are many benefits to retiring in Indian Lake, especially in an Indian Lake cottage of your dreams.

Buyer's Market

Bad news for sellers but good news for you if you're considering Indian Lake cottages for sale. Vacation property prices have been depressed, so the timing couldn't be any better. If you've thought about investing in vacation property, now is the time to start looking.

Risks of Buying Vacation Property

Like with any property, buying a vacation property comes with its own set of risks. Typically, vacation homes have wider price swings. During real estate boom times, vacation homes can shoot up in price much faster than residential property, and conversely it can fall much faster too.

There are also income tax considerations. The IRS has specific rules regarding vacation properties. The number of days that you occupy a vacation property for personal use is what classifies it as a vacation home or an investment property. This makes a difference on whether you can deduct mortgage interest and real estate taxes on your income tax return, or whether you can deduct all expenses.

 

Buying a vacation property in an appealing spot like Indian Lake can be tempting. There are many great homes for sale here,
and you're bound to find one you love. Keep the risks in mind and you'll make a great investment.

Speak with a qualified Indian Lake Real Estate Agent today
to get a tour of the available Indian Lake Cottages for Sale that might interest you!

 

November
29

Buying a Home in Indian Lake Ohio

Tips for Buying a Home in Indian Lake Ohio

Indian Lake, Ohio, was formerly known as Lewistown Reservoir and was named by European American settlers for the natives that roamed the region at the time. Originally a group of small lakes and wetlands, it has now become a destination for boating and fishing enthusiasts, as well as a wonderful place to call home for the Ohio residents that surround the lake. There are major fishing tournaments and boat shows held here annually, and you'll find ice fishing and snowmobiling in the winter.

Are you interested in buying a home in Indian Lake, Ohio? Today, the area attracts almost 1.5 million visitors every year with its first rate camping, swimming and boating facilities. You'll need to be savvy to snag up a home in such a popular location.  Fortunately for you, our experienced Indian Lake real estate agents have you covered!

Get a Good Ohio Real Estate Agent

Working with a reputable and knowledgeable realtor from the Indian Lake area is key to finding the best properties. And that doesn't mean your friend who flipped a house once. A professional realtor is worth the money you might spend and helps to ensure a smooth process from beginning to end. Finding an Indian Lake real estate agent who is experienced and knowledgeable, with a good reputation, is one of the most important things you can do, especially when wanting to buy a home in an appealing location like Indian Lake, Ohio. Learn about our award-winning real estate agents and book an appointment with a Choice Properties agent today.

Find a Mortgage Lender in Ohio

A lot of buyers find a home they like first, and then look for a mortgage lender. This is backwards because what tends to happen is that the buyers fall in love with a property, and then discover that they won't be able to afford it. Don't torture yourself. Ask your real estate agent to recommend a lender if you don't know of any and figure out how much of a loan you can get before you start looking at online listings. Then you can look for homes within your budget in full confidence that you can snag it up if it suits you.

Ohio Mortgage Interest Rates

Interest rates go up and down all the time. You might hear that interest rates are at an all time low, but that doesn't mean that you'll get a rock bottom rate. Interest rates differ with different people, depending on their credit and financial history. Different lenders have different rate ceilings. Home prices are negotiable, but loans remain the same. It is recommended that you shop around for the best interest rates before buying a home through mortgage loans.

Make a Quick Decision

Where a buyer might lose out is when they take too long to make up their mind. Real estate markets are volatile at best, therefore if you find a home that is in your budget, and checks off the must have points on your checklist, you should not hesitate. Submit an offer quickly, or you'll find that the house is off the market as soon as it appears in the listings. Being prepared ahead of time with a mortgage approval is key to making swift offers when they arise.

 

Buying in a location as attractive as Indian Lake, Ohio can be a competitive challenge. The best thing you can do is have a qualified real estate agent at your side to help locate and negotiate the home you want to own.

Call us today for a tour of locally available homes and advice on buying a home in Indian Lake Ohio!

 

November
1

Land for sale in Logan County Ohio

 

Land for Sale in Logan County Ohio

Logan County has a lot of natural resources and attractions, making it a perfect place for you to buy land. There are must see places like Indian Lake and downtown Bellefontaine, and plenty of culture and history. Now that you've decided you want to build your next home from the ground up, why not consider land for sale in Logan County, Ohio?

Before you get serious about laying down a foundation and starting to build your dream home, you should be aware that purchasing land comes with challenges, from zoning restrictions and easements to environmental regulations. Follow our tips, and you'll be looking at land for sale in Logan County, Ohio in no time. Here are some do's and don'ts of buying vacant land, to help you avoid buyer's remorse.

 

Work With A Land Pro

Working with a real estate agent who specializes in the sale of vacant land in Ohio is important and will help you navigate the finer details of the process. This is especially important if you've never bought land before and are unfamiliar with negotiations and performing due diligence. Choice Properties has a team of the best Ohio real estate agents and can help you navigate the process of buying land in Logan Country.

 

Choose The Right Builder

When you've found the perfect piece of land for sale in Logan County Ohio, you'll also have to find a home builder to craft your dream home. Choosing the right Ohio home builder is as important as choosing the right plot of land. Speak to different builders and ask for recommendations from others who have been through the process. Something to keep in mind here is that the land you buy may come with a particular builder already attached to it. If that isn't something you want, you may have to keep looking.

 

A Loan Is Unlikely

Usually a land purchase can't be leveraged with a lending institution the way a home purchase can be. There are loans available for land purchases, but generally they aren't more than 40 to 50 percent of the value, assuming you have a good relationship with the lender. So it is likely that you'll have to pay cash, if it's just land with no existing structures. Our agents can help you identify sources of funding if you're interested in buying land in Logan County.

 

Double Check The Property

Whether it's land for sale in Logan County, Ohio or anywhere else, you will absolutely have to conduct a site visit and walk the whole property.  You may have an idea of what you want your home layout to look like, but the property will dictate the reality of your options. Ensure that you know all the quirks of the property you want to buy and get a good sense of what the land has to offer.

 

Infrastructure, Utilities, and Limitations

There are sometimes hidden fees associated with buying land, depending on the parcel in question. You'll have to find out whether there's a fee for water and sewer connections, for example. Will you be able to get internet or cable access? And furthermore, what are the restrictions on the property? Will you be able to build your new home exactly the way you want to? All these are things you need to check before you commit to buying land in Ohio.


If you're looking for land for sale in Logan County, Ohio or anywhere else in this great region, contact the experienced agents at Choice Properties Real Estate today to find out how we can help you get the land you've been dreaming about!

October
18

Buying West Liberty Ohio Real Estate in a Seller's Market

 

Buying West Liberty Ohio Real Estate in a Seller's Market

West Liberty is one of Ohio's beautiful small towns with community at the heart. As such, West Liberty Ohio real estate is a seller's market. Because the community has only approximately 2,000 residents, good homes get snapped up fast. So when you want to buy in a seller's market, it is important to have a plan in place to avoid mistakes. You may think that buyers in a seller's market will have to compromise a great deal, but that is not necessarily true. You can get what you want, as long as you're prepared and have a good agent on your side.

Make Your Best Offer

In a seller's market like West Liberty Ohio real estate, there is a scarcity of good inventory, and competition is usually fierce. So while as a buyer you might be motivated to get the property you want for as little money as possible, that is not the best strategy. Of course, we don't mean offer more than you can afford. However, the fact is that many buyers don't step up with a strong enough offer. Coming in with a strong opening offer will put you ahead of your competitors, and get the ball rolling.

Don't Over Analyze

Over analyzing the price in a seller's market is risky, and it's generally ill advised. If you've found a home you love that fits all your criteria, including the location and price range, it is advised that you make an immediate offer. A smart buyer will have all their finances in order, and lender pre-approval so that they can move quickly when needed. The West Liberty home of your dreams is possible and it will be worth the price you pay for it.

Get Pre-Approval

As mentioned above, getting pre-approval from a lender so you know exactly how much you can spend is something all home buyers should do. The seller is not going to know whether you can afford to buy their home, so the only way to prove it is to be pre-approved or at least pre-qualified from a lender. That is one of the biggest advantages you can have as a buyer, and sends a strong message to the seller that you're serious about buying.

Work With An Experienced Agent

In West Liberty Ohio real estate, you as the buyer, will benefit from getting all the help you can. This means finding an experienced real estate agent. There is no downside to this. Usually, sellers pay the agent, not the buyer. Working with a real estate professional can save you a lot of time and stress, and an experienced agent will have listings to many different properties, upping the chances of you finding exactly what you're looking for. Plus, they can provide you with a ton of insight regarding what's on the market and what might be coming up for sale.

 

 

Choice Properties Real Estate in Indian Lake, Ohio has a team of the most qualified agents in Central Ohio ready to assist you in finding your dream home in this challenging seller's market. Call us today for a tour of available properties in your desired location!

 

December
20

 

 

Buying a Home in Indian Lake Ohio

 

Indian Lake Ohio is located in Logan County, western Ohio. Fed by the north and south forks of the several waterways, Indian Lake was named so because several tribes lived in the region and found it to be ideal for fishing and hunting. Today, the region is a great place to purchase a home with its beautiful lakes, activities, schools and other amenities at an affordable price.

 

Indian Lake

Indian Lake has numerous islands, including the "Indian Isles" chain which expands across the center of the lake with numerous wildlife areas and a 30 mile shoreline. Several of the areas have activities to enjoy including lake-front biking, walking trails and boat launches. Activities centered around the lake include a Jimmy Buffett weekend the first week of February along with the annual Boat Show the first weekend in March. The "Ring of Fire" is on Sunday evening prior to Labor Day weekend which explores an Indian tradition in celebration of the harvest. Many more activities are included which provide entertainment for the whole family year-round.

 

Lifestyle

Owning a property in Indian Lake, Ohio is all about lifestyle. People who choose to own homes in Indian Lake enjoy amenities surrounding the lake including dining and entertainment options but also find top notch schools and neighborhoods with affordable home prices. Purchasing a home in Indian Lake is an easy choice when looking at the small communities located near big cities but with a small town feel. Two villages, Russells Point and Lakeview, surround the lake along with many unincorporated areas. The area is bolstered by resort amenities nearby and opportunities to get into nature at every turn.

 

Buying a Home

Looking for a home in Indian Lake focuses on many aspects, depending on where a family wants to live. One of the focal points is, of course, waterfront property. Slightly more expensive for some properties, others may be in just the right price point to please any family looking to buy a home in the area for a first home or vacation property. Other options include buying homes in the suburban communities surrounding the area including Bellefontaine which includes shopping, dining and entertainment options with easy access to schools while providing a small town feel.

 

Buying a home in Indian Lake is not just a choice, it's a lifestyle decision. Families who want to live in the area or buy a vacation home are afforded the best of all worlds. Many entertainment options exist to explore the lakefront, nature, parks and camping as well as provide space for quiet and rest. Nearby bigger cities surround the town and provide a way to indulge in big city life without big city home prices. Affordable options exist for all price points in Indian Lake, Ohio and are just waiting for the right family to come and purchase to make the homes their own.

 
October
12

 Are You Ready to Buy a Home in Indian Lake?

 

Purchasing a home is an investment of time, effort and, of course, money. Indian Lake is a premier location for individuals and families looking to live in a place with a great community and activities for every season. The question of buying a home in Indian Lake should focus on a person's budget and desired payment plan. Learn some tips for knowing whether now is the right time to make an investment in a home in Indian Lake.

 

Calculate Payments

Affordability is the main factor in calculating payments. The 43% debt-to-income ratio rule is generally applied by the federal housing administration (FHA) as a guideline for approving mortgages. The ratio helps determine if a borrower has the ability to repay the mortgage. Market conditions play a role in this calculation. Consider also the following expenses in addition to the mortgage payment:

  • HOA fees

  • Property taxes

  • Homeowner's insurance

  • Other fees

 

The total should not equal more than 43% of the monthly gross income. Other expenses such as credit card debt, student loans and other debt should also be considered. It is recommended room is left to take on additional debt in the case of needing a new vehicle (and car payment).

 

Consider Other Expenses

Other expenses should factor into the decision to purchase a house including vacation budget, hobbies and other expenses. It can help to consider looking at a less expensive house as a place to start rather than at the top end of the budget where less wiggle room exists.

 

Down Payment

A down payment can be a significant portion of the upfront cost of a home. Generally, 20% of the home price is recommended as a down payment to avoid paying private mortgage insurance (PMI) which may add $50-$100 per month onto a mortgage. A smaller down payment is not necessarily a bad thing but some of the bonuses include more lender choices, a smaller mortgage payment and more chances to save down the road.

 

When to Buy

The opposite of high season in the preferred area is best when buying a home. The off season is a great time to look at properties, including the month of October for families with children as school will already have begun. The perfect market conditions for home buying are challenging as prices fluctuate but looking in off season has advantages to finding the right homes for the right value.

 

Affordability is a big factor for individuals and families looking to buy a home in Indian Lake. One of the more affordable areas to live with many activities, great schools and community life to explore, it still helps to follow tips from the pros about how to find the right property at the right time to make that investment worthwhile.

 

Contact Choice Properties agent who are ready and able to assist you
in the home search for that perfect Indian Lake property.

March
23

Living on the water may seem like a luxury, but more people than ever before are finding affordable properties with a wide range of budgets. Whether shopping for a smaller property or luxury accommodation, there are vacation homes on the water for all people with some considerations to keep in mind when shopping for that special home.

 

Emotional value

People shop for a home with their hearts set on a certain lifestyle. There is tranquility and peace which comes from choosing waterfront property. Whether it is oceanside, lakefront or something in between, there is something serene about owning a vacation home on the water. Once a person lives by the water, it can be hard to give that up because of all the amenities included such as water sports, activities, opportunities to connect with neighbors and many other benefits.

 

Bang for the buck

Vacation homes on the water retain their worth longer than property away from water. Valuation depends on the location and type of waterfront property (lake, canal, ocean). There is only a limited amount of land on which to build homes by the water which make these locations more desirable and valued more highly. Costs may be higher to maintain a luxury vacation home due to environmental and insurance factors, which vary depending on location. Florida waterfront property will be quite different from a home purchased by a lake in the Midwest. There are deals to be had on vacation homes on the water, with the right research and diligence in searching for the perfect property.

 

Structure

A property's foundation is an important factor when looking at waterfront property. Due to the various elements (which vary based on region) a home's foundation can shift or change over time. There are also important elements of the property's land to look for since this is something which won't change including water quality, swimming and boating conditions and docking for boats, to name a few.

 

Experienced Realtor

An experienced real estate agent with knowledge of waterfront properties, values and the market can help negotiate the best deal. Ask questions about the neighborhood, amenities, quality of life, dining and entertainment options and what the area is like during the time you plan to vacation in the home. Work with a realtor who specializes in vacation homes on the water which can save time and money when looking for that luxury home everyone can enjoy for years to come.

Choice Properties has agents who specialize in waterfront properties. Call today at 937-842-2244 to discuss your needs and to help you find the right waterfront vacation home of your dreams.

 

Get more advice on finding the perfect summer vacation home.

Contact one of our agents today.

March
15

Retirement is a time to kick back, relax and enjoy life. What better way to enjoy this time of life than to retire on the water. Many people choose to retire near water for the serenity, peace and quiet of a lifestyle which moves at a slower pace and is more low key. The natural beauty of water is that it affords many opportunities to do activities like boating, skiing, fishing, beaches and more.

Paradise

There are fewer things more enjoyable than sitting on a deck listening to the water as it gently rolls into shore. Water is not only pleasing to the ear but the eyes as well. Birds and other wildlife flock to water for its natural resources which also provide hours of beauty in nature to enjoy. Taking advantage of opportunities to be in nature is one of the great features which compel people to retire on the water.

 

View

People who look to retire on the water do so for the amazing views of the water. Whether it is an ocean or a lake, waterfront homes provide an endless array of beautiful scenery to take in from the comfort of one's own home. There are also opportunities to walk on the beach, through a nearby park or take a stroll and find new vistas which can't be seen from one's own porch. A great water view is also relaxing which is a great reason to retire on the water.

 

Family

Nothing is better than being able to entertain family and loved ones in a home by the water. Some people prefer the company of only a handful of people when retired or, because they are quite busy in retirement, enjoy lots of people coming in and out of a home and sharing the beautiful views. When searching for waterfront retirement homes, notice what type of home, what size and location speak to you. Seek out properties which allow for space to do activities with loved ones but also provide a respite from the busyness of life.

 

Amenities

A person who looks to retire on the water has many options from which to choose. Living in an area where it is quiet can be peaceful but having access to entertainment, waterfront dining, boating and additional opportunities can also be exciting. Some want to live in the midst of the action and others choose a home on a quieter plot of land away from people. Fishing, kayaking, sailing and swimming are just some of the activities available to people who own property by the water.

It is easy to work with Choice Properties real estate agents to find the perfect retirement home on the water.                                 Call us today at 937-842-2244 for more information and to get started on your home search.

 

Get more advice on finding that perfect home for your retirement.

Contact one of our agents today.

March
1

CHOICE PROPERTIES

408 E. MAIN STREET

RUSSELLS POINT, OH

937-842-2244

"YOUR CHOICE FOR BETTER SERVICE"

OPEN HOUSES

 

 

SATURDAY, MARCH 5

 

10:00-12:00            9500 BEECHWOOD, BELLE CENTER

 

11:00 – 1:00           241 CHASE 1-4-U HARBOURSIDE ON THE LAGOON, RUSSELLS POINT

 

12:00-1:00              8651 SR 368, #76C LAKERIDGE,  HUNTSVILLE

 

12:00-2:00              6935 SUNFISH DR, HUNTSVILLE

 

12:00-2:00              9546 E. LAKESHORE, HUNTSVILLE – SHAWNEE ISLAND

 

12:00-2:00              14251 OAKWOOD AVE, LAKEVIEW

 

12:00-2:00              9052 HICKORY LANE, HUNTSVILLE

 

12:00-2:00              11599 COOPER, LAKEVIEW

 

12:00-2:00              10920 CO. RD. 286, HUNTSVILLE

 

12:00-2:00              49 FUN DRIVE, FANTASY ISLAND, RUSSELLS POINT

 

12:00-2:00              129 CHASE 10-1-U, HARBOURSIDE, RUSSELLS POINT

 

12:00-2:00              11328 NORTHLAKE DR, LAKEVIEW

 

12:00-2:00              8907 PARK ST, LAKEVIEW

 

12:00 - 4:00            9443 HERON WAY, BELLE CENTER

 

12:00 - 4:00            9627 HERON WAY, BELLE CENTER    

 

1:00-2:00                 8651 ST RT 368, #84D & #85D LAKERIDGE, HUNTSVILLE

 

1:00-3:00                 #14 ARTIST ISLAND, RUSSELLS POINT

 

1:00-3:00                 241 CHASE F-2-U, HARBOURSIDE, RUSSELLS POINT

 

1:00-3:00                 10192 CHEROKEE, HUNTSVILLE

 

1:00-3:00                 11193 PARKER DR, BELLE CENTER

 

1:00-3:00                 11494 HORSEHOE CHANNEL, LAKEVIEW

 

1:30-3:00                 #61 BEATLEY'S HOLIDAY HARBOR, RUSSELLS POINT

 

1:00-3:00                 305 W. MAIN, RUSSELLS POINT

 

2:00-4:00                 9813 LAKE BREEZE, O'CONNOR'S LANDING, BELLE CENTER

 

2:00-4:00                 8590 ST RT 368, HUNTSVILLE

 

2:30-4:00                 9569 W. LAKESHORE DR, HUNTSVILLE

 

2:30-4:00                 11064 NEWLAND DR, LAKEVIEW

 

2:30-4:00                 9050 SYCAMORE, LAKEVIEW

 

2:30-4:00                 11337 WILDERNESS WAY, BELLE CENTER

 

2:30 – 4:30              #24 SUNNY COVE, RUSSELLS POINT

 

3:00-5:00                 131 BURKHARDT, RUSSELLS POINT

 

 

SUNDAY, MARCH 6

 

11:00-1:00              241 CHASE A-4-U, HARBOURSIDE ON THE LAGOON, RUSSELLS POINT

 

12:00-4:00              9443 HERON WAY & 9627 HERON WAY, BELLE CENTER

 

12:00-2:00              10271 CO RD 286 E-6, HUNTSVILLE (ISLANDER BOATEL)

 

12:00-2:00              8980 TECUMSEH COVE CT, HUNTSVILLE

 

12:00-2:00              8886 ST RT 368, HUNTSVILLE

 

12:00-2:00              9813 LAKE BREEZE, BELLE CENTER

 

12:00-2:00              9887 FOREST AVE, LAKEVIEW

 

12:00-2:00              10380 SEMINOLE SHORE DR, HUNTSVILLE

 

12:00-2:00              13452 SEMINOLE PATH, LAKEVIEW

 

12:00-2:00              9080 OAK, LAKEVIEW

 

12:00-2:00              7736 EDGEWATER, HUNTSVILLE

 

12:00-2:00              11635 FRANKLIN DR, LAKEVIEW

 

1:00-3:00                 14187 BASSWOOD, ISLAND VIEW, LAKEVIEW

 

1:00-3:00                 13548 SEMINOLE PATH, LAKEVEIW

 

1:00-3:00                 11193 PARKER DR, BELLE CENTER

 

1:00-3:00                 11638 CHANNELVIEW, LAKEVIEW

 

1:30-3:00                 #61 BEATLEY'S HOLIDAY HARBOR, RUSSELLS POINT

 

2:00-4:00                 10264 ST RT 286, HUNTSVILLE

 

2:30-4:00                 9327 SASSAFRAS, LAKEVIEW

 

2:30-4:00                 8125 TR 292 (BLUE HERON COVE), HUNTSVILLE

 

2:30-4:00                 9291 WILLOW VIEW, BELLE CENTER

 

2:30-4:00                 9169 BREEZY WAY, BELLE CENTER

 

2:30-4:00                 11541 CIRCLE DR., LAKEVIEW

 

2:30-4:00                 9050 SYCAMORE, LAKEVIEW

 

2:30-4:30                 210 S. OAK, LAKEVIEW

 

FOR MORE INFORMATION ON THESE LISTINGS, VISIT:

 

http://ow.ly/YZORY

 

 

 

November
20

Indian Lake 1

 

If you and you're family are on the lookout for a quality vacation home in the Indian Lake area, congratulations!   Indian Lake is one of the most beautiful destinations in all of Ohio and local residents love when new families join the community, even part time.

 

At Choice Properties, we've helped hundreds of families, couples, and individuals find premium real estate in the Indian Lake area.  We have listings for apartments and condos, residential houses, and luxury waterfront homes that are ideal for a second home away from home.  The community is very supportive as well.  We see a good deal of tourism in the area and cater to that spirit with grace.  Restaurants and retail storefronts all welcome visitors with open arms and there are countless attractions and events going on all the time.

 

We have property listings as far as Bellefontaine and even Columbus so come in for a consultation with one of our licensed and knowledgeable agents to see what we can find to suit your interests and goals.  Our agents are renowned for their customer service and knowledge of the area.  We want you as a neighbor and we're willing to get to know you in order to make that happen.  Give us a call today and we'll show you what Indian Lake has to offer!

 

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